Business credit cards

NAB Low Rate Business Card

Manage business expenses and cashflow with our low interest rate credit card.

Features

  • Enjoy a low annual card fee, competitive interest rate, and up to 55 days interest free on business purchases (excludes cash advances)

  • Attach multiple cards to one facility, set individual credit limits and get detailed monthly statements.

  • Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance .

  • Gain access to benefits across a variety of business services through Visa Commercial Offers.

  • Pay with the smartphones and wearables you already own and use every day with our digital payment options.
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Offer
Introductory offer of 0% interest rate

Enjoy 0% on purchases for 12 months on a new NAB Low Rate Business Card.

No annual card fee for the first year.

NAB may vary or end this offer at any time without notice. See important information below.

Rates and fees

Purchase interest rate 13.25%
Cash advance rate 13.25%
Annual card fee (per card) $60

Interest-free days

Up to 55 days on business purchases

Minimum facility credit limit

$5,000

Getting started Applying for a NAB Low Rate Business Card

Check you’re eligible to apply online

  • You’re 18 years of age or older

  • You have a valid ABN registered for at least 12 months

  • You have an annual turnover of at least $75,000

  • Your business is registered for GST

  • Your business is an eligible entity

Next steps

  • We may ask you for information on your current level of tax debt and repayment plans with the ATO and tax residency details
  • If approved, receive and accept your loan documentation in NAB Internet Banking
  • Once complete, we’ll send out your card to your nominated address within 7-10 business days.
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Terms and Conditions

NAB business credit cards are for business purposes only.

A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.

Terms, conditions, fees, charges and lending criteria apply.

Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.
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