13.25 % p.a.
Best value business credit card - Major bank 2021
Our NAB Low Rate Business Credit Card won the 2021 Money Magazine Best of the Best award for Best Value Business Credit Card - Major Bank.
Offer
0% special introductory interest rate offer
Offer
NAB may vary or end this offer at any time without notice. See important information below.
NAB Low Rate Business Card rates and fees
Learn more about our business credit card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
13.25 % p.a.
Annual card fee (per card)
$ 60
| Interest-free days | Up to 55 days on business purchases |
|---|---|
| Minimum facility credit limit | $5,000 |
Benefits of a low rate business credit card
Our low interest rate business credit card is packed with great features to help you manage your business expenses.
Low cost
Enjoy a low annual card fee, competitive interest rate, and up to 55 days interest free on business purchases (excludes cash advances).
Security and fraud protection
We take fraud protection and the security of your business credit card seriously. Learn about how we protect your accounts against credit card fraud with NAB Defence.
Manage your cards
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Tap into Visa benefits
Access benefits across a variety of business services through Visa Commercial Offers, opens in new window.
Complimentary insurance
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction Insurance. Read about changes to your insurance effective 1 November 2023.
Contactless payments
Pay with the smartphones and wearables you already own and use every day with our digital payment options.
Ready to apply?
Apply now for a NAB Low Rate Business Card with our online application.
Help and support Common NAB Low Rate Business Card questions
How can I manage employee spending on business credit cards?
You can control staff business credit card spending by setting individual credit limits, blocking cash advance transactions and using card controls to temporarily block cards. You'll also receive detailed monthly statements for each cardholder to help you with your account reconciliation and tax preparation.
When can I start using the credit card?
Once your application is approved, we’ll send the card to your nominated address within 7-10 business days. Once received, you can start using your card immediately.
Other business credit cards to consider
NAB Qantas Business Signature Card
Maximise your Qantas Points and get more from your business credit card purchases.
NAB Rewards Business Signature Card
Earn NAB Reward Points and redeem them at the NAB Rewards Store for a range of products and experiences.
NAB Business Card
This low cost business charge card helps you manage your employee business expenses.
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
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NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.