Benefits of a NAB Virtual Corporate Card
Our virtual corporate cards are packed with features to help you manage your business travel and purchasing expenses.
Easy and fast to issue
Instantly issue all the virtual cards you need to employees and contractors 24/7. There’s no waiting for a plastic card to arrive in the mail and sidestep tedious reimbursements.
Purpose driven credit
Take control and issue virtual cards for a specific purpose like a business trip, trade show, emergency payments or accelerate day to day purchases.
Tap and pay
Use virtual cards wherever you can tap and pay, online or over the phone. You can also pay within apps when you see Apple Pay or Google Pay as a payment option.
Manage employee spending
Enjoy the peace of mind knowing your employees or contractors can only spend up to the virtual card limit you have set and no more. Ever.
Smart controls
Reduce fraud and credit card misuse by setting up controls before spending, not after. You can issue virtual cards for single or multiple work-related purchases , and set restrictions by dollar value, expiry date and merchant type.
Easy integration
Keep your existing expense management system and seamlessly integrate our virtual cards solution. Virtual card transactions are just like physical card transactions and can be sent to your expense management system for easy reconciliation.
Getting started How a NAB Virtual Corporate Card is requested
A virtual card can be requested and ready to use in a few minutes, using FlexiPurchase.
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Request – The cardholder submits a virtual card request.
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Approve – Approving manager gets an instant notification to approve the request.
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Use – The cardholder gets an instant notification and can start using the virtual card immediately for in store and online purchases.
Want to know more?
Get in touch with us to learn more and see if our virtual corporate card is right for your business.
Help and support Common NAB Virtual Corporate Card questions
What’s the approval process for requesting a virtual corporate card?
A designated approver in FlexiPurchase will receive and action a virtual card request. This may be a manager or someone more senior in your organisation. Once approved, the employee making the request will receive an approval notification and can start using the virtual card immediately.
Can I use a virtual corporate card overseas?
Yes, wherever Apple Pay and Google Pay are accepted and subject to any country or merchant blocks.
Can I use my existing Expense Management System?
Yes. You can still use your existing expense management system for coding and reconciliation of your virtual card transactions, although you'll need to use FlexiPurchase to issue virtual corporate cards.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your unique business.
Other business credit cards to consider
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Contact us
Visit our business banking contact page for how-to-guides and FAQs, as well as contact numbers.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and conditions
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NAB Virtual Corporate Card Apple Pay Conditions
Important things to know before adding a NAB Virtual Corporate Card
Dated: 18 October 2023
- These terms and conditions and Apple Pay's terms and conditions apply to the use of your virtual card details through Apple Pay on your Apple device. In addition, the terms and conditions and protections that apply to your virtual card, virtual card details and contactless readers will also apply to the use of your virtual card details through Apple Pay on your Apple Device.
- Most contactless payments using NAB virtual cards will be authorised using your Apple device. Some transactions (eg. pre-authorisations and refunds) may not be authorised without a physical card/PIN. In these instances you may be required to present an alternative payment method.
- Not keeping your Apple device’s passcode secure may mean you’re liable for unauthorised transactions. If you think the security of your Apple device’s passcode has been compromised, refer to apple.com/au/apple-pay, opens in new window for how you can delete card(s) in Apple Pay.
- Tips for keeping your Apple device’s passcode secure:
- Never store your device passcode on, or with, the device.
- Don’t let anyone else register their biometric identifier (eg. Touch ID, Face ID) to your device.
- Don’t share your Apple device’s passcode with anyone.
- Choose a passcode that’s easy for you to remember and hard for others to guess.
- Don’t use the same passcode as you do for your other banking or anything obvious like your date of birth.
- Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, iTunes, Mac, MacBook Pro, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.
Virtual cardholders using FlexiPurchase
- All virtual cardholders can register their virtual card for Apple Pay via the FlexiPurchase app.
- As a facility or business owner, you’ll only be able to remove a cardholder’s access to Apple Pay by cancelling their virtual card(s) and profile in FlexiPurchase. For support, please contact your Authorised Officer/FlexiPurchase Administrator or have a FlexiPurchase Key Contact email flexipurchasesupport@visa.com.
Device lost or stolen
- If your Apple device is lost or stolen, visit apple.com/au/apple-pay, opens in new window for information on how to delete card(s) in Apple Pay. Deleting your virtual card from Apple Pay will not impact your ability to use your virtual card details in FlexiPurchase for online or over the phone transactions. Alternatively, you can cancel your virtual card in FlexiPurchase and request a new one. For support, please contact your Authorised Officer/FlexiPurchase Administrator or have a FlexiPurchase Key Contact email flexipurchasesupport@visa.com.
Privacy
- We use your information in accordance with our Privacy Policy at nab.com.au/privacy-policy.
- Apple share information with us for fraud and identification purposes.
- For Apple’s privacy policy, visit apple.com/au/privacy, opens in new window.
- We may exchange information with Apple and the relevant card scheme networks related to the set up and use of Apple Pay.
Other info
- To get a copy of these terms, visit nab.com.au/virtualcorpcard.
- To get a copy of your card’s terms and conditions, visit nab.com.au/corporatecards.
NAB Virtual Corporate Card Google Pay Conditions
Important things to know before adding a NAB Virtual Corporate Card
Dated: 18 October 2023
- The terms and conditions and protections that apply to your virtual card, virtual card details and contactless readers, and Google Pay’s terms and conditions, will also apply to the use of your virtual card details through Google Pay on your Android device or smartwatch.
- Most contactless payments using NAB virtual cards will be authorised using your Android device. Some transactions (eg. pre-authorisations and refunds) may not be authorised without a physical card/PIN. In these instances you may be required to present an alternative payment method.
- Not keeping your Android device or smartwatch screen lock secure may mean you’re liable for unauthorised transactions. If you think the security of your Android device or smartwatch screen lock has been compromised, refer to support.google.com/googlepay, opens in new window for how you can delete card(s) in your Google Pay app.
- Tips for keeping your Android device or smartwatch screen lock secure:
- Never store your device screen lock on, or with, the device.
- Don’t let anyone else register their biometric identifier (eg. fingerprint) to your device.
- Don’t share your Android device or smartwatch screen lock with anyone.
- Choose a screen lock that’s easy for you to remember and hard for others to guess.
- Don’t use the same screen lock as you do for your other banking or anything obvious like your date of birth.
- If you have another wallet selected as the default contactless payment method on your Android device or smartwatch, you may need to replace the default method with Google Pay. Use your Android device or smartwatch’s settings to select your default contactless payment method.
- If your Android device or smartwatch has not connected to a cellular or wireless internet connection for a prolonged period of time, Google Pay may not work and there may be a delay in time before Google Pay works once a connection has been re-established.
- Android, Google Pay, and the Google Logo are trademarks of Google LLC.
Virtual cardholders using FlexiPurchase
- All virtual cardholders can register their virtual card for Google Pay via the FlexiPurchase app.
- As a facility or business owner, you’ll only be able to remove a cardholder’s access to Google Pay by cancelling their virtual card(s) and profile in FlexiPurchase. For support, please contact your Authorised Officer/FlexiPurchase Administrator or have a FlexiPurchase Key Contact email flexipurchasesupport@visa.com.
Device lost or stolen
- If your Android device or smartwatch is lost or stolen, visit support.google.com/googlepay, opens in new window for information on how to delete card(s) in your Google Pay app. Deleting your virtual card from the Google Pay app will not impact your ability to use your virtual card details in FlexiPurchase for online or over the phone transactions. Alternatively, you can cancel your virtual card in FlexiPurchase and request a new one. For support, please contact your Authorised Officer/FlexiPurchase Administrator or have a FlexiPurchase Key Contact email flexipurchasesupport@visa.com.
Privacy
- We use your information in accordance with our Privacy Policy at nab.com.au/privacy-policy.
- Google Pay shares information with us for fraud and identification purposes.
- For Google’s privacy policy, visit policies.google.com/privacy, opens in new window.
- We may exchange information with Google and the relevant card scheme networks related to the set up and use of Google Pay.
Other info
- To get a copy of these terms, visit nab.com.au/virtualcorpcard.
- To get a copy of your card’s terms and conditions, visit nab.com.au/corporatecards.