New
Earn Velocity Points
Enjoy more opportunities to earn Velocity Points (from NAB Rewards Points) when you apply for a new NAB Rewards credit card.
To ensure you are set up for the auto redemption feature, please make sure to begin your application through our dedicated Velocity page.
To earn Velocity Points you must be a Velocity Frequent Flyer member and have provided your Velocity Frequent Membership number to NAB.
Eligibility criteria and terms and conditions apply. Minimum monthly repayments required. NAB may vary or end this offer at any time.
Upcoming personal credit card changes
From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.
Overview
- Earn Velocity Frequent Flyer points on everyday purchases on your Visa card.
- Complimentary purchase protection insurance.
- Up to 44 Interest free days on purchases.
- Access to our NAB Service Centre 24 hours, 7 days a week.
Benefits of Visa
- Special offers on shows, events, experiences and movies from Visa Entertainment, opens in new window.
- Make contactless purchases, opens in new window under $100.
- Shop with confidence online with Visa Secure.
- Emergency travel assistance from Visa Global Customer Assistance Services, opens in new window, 24 hours, 7 days a week.
Rates and fees
Variable purchase rate
20.99% p.a.
Variable cash advance rate
21.74% p.a.
Standard balance transfer rate
0% p.a. for 12 months
Balance transfers
We can’t process balance transfers from certain issuers – see our indicative list
Balance transfer fee
3% balance transfer fee applies.
Annual card free
$95 p.a.
Other fees may apply.
Annual card fee and interest rates are subject to change. Correct as at 5 February 2022. View full details of fees and charges.
Rewards
Earn Velocity Points on everyday purchases and redeem them for rewards in the Velocity Frequent Flyer Program, including reward flights or a variety of products and vouchers from the Velocity Store.
| Net purchases per statement period | Rewards earn rate |
|---|---|
| $0 to $3,000 | 0.5 Velocity Points per $1 spent |
Points are capped at $3,000 spend per statement.
Insurance
For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you receive your item.
Complimentary purchase protection insurance
For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you get your item.
Other NAB credit cards
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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