Compare our everyday bank account options

With our transaction accounts, you can withdraw money from ATMs, pay online, and flexibly control and manage your money and cards with our NAB app. We have accounts for everyone from students and international visitors to retirees and pensioners.

Meet your everyday bank account. Easy access to your money everyday with no monthly account or overdrawn fees.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Features of this account

  • No monthly account fees and no minimum monthly deposits

  • No overdrawn fees if you happen to go over your account balance

  • No ATM withdrawal fees at over 4,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Open online in less than five minutes

Get more from your money in retirement, with easy access to your account and all while earning interest.

Monthly account fees

$ 0

Overdrawn fees

$ 0

Features of this account

  • No monthly account fees and no minimum monthly deposits

  • Earn interest daily on your account balance

  • No ATM withdrawal fees at over 4,000 ATMs across Australia

  • A NAB Visa Debit card for all your everyday spending

Open online in less than five minutes

Link your account to a NAB Visa Debit card

Choose between two feature-packed Visa Debit cards  to access your money via:

  • ATM withdrawals
  • Contactless payments
  • Making online purchases

Plus, add your NAB Visa Debit card to your digital wallet so you can start spending with Google Pay or Apple Pay, and accessing your cash at NAB ATMs before your card even arrives.

Easy English Guide to Everyday Banking

Guide provides information on our personal transaction accounts and debit cards and how to use them.

Other products to consider

Explore other banking products that might suit your needs.

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Important Information

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.

NAB Internet Banking and NAB app

These products are issued by National Australia Bank Limited.

NAB recommends you consider the  NAB Internet Banking terms and conditions document, before making any decisions regarding this product.

The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.