12.95 % p.a.
Benefits of NAB QuickBiz unsecured business finance
Easy online application and instant decision
Quick online application and approval process so you can focus on your business. Apply online today and receive an instant decision.
Fast access to funds
Access your funds instantly once you have received an approval and accepted your loan application documents in Internet Banking.
No assets for security
The strength of your business performance and your track record is all you need to apply - no physical assets are required for our unsecured loan.
Explore our unsecured business finance solutions
NAB Quickbiz is unsecured small business finance that doesn't require you to provide physical assets or property for security. Instead, your loan application is assessed on the strength of your business cashflow and your ability to service the loan.
Apply online for an unsecured business loan and receive an instant decision. No physical assets required for security and fast access to funds.
Fixed interest rate
Fees
$ 0
Upfront or ongoing.
Reasons to apply:
Get access to a business line of credit with an unsecured business overdraft that you can draw down at any time.
Variable interest rate
16.00 % p.a.
Pay interest only on what you use.
Service fee
1.75 % p.a.
Fee applies to your approved limit.
Reasons to apply:
Apply online
Get a faster decision by uploading your financial data
Apply online
When you apply, upload your reconciled financial data from your XERO, MYOB or QuickBooks accounting package software to streamline your application.
- You're a sole trader, a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust
- Your business is registered for GST, turnover of at least $75,000 per year and operated under your current registered ABN/ACN for more than 12 months.
- You're at least 18 and a permanent Australian resident.
Tools and calculators
Use our business tools to help you plan, grow and manage your business.
NAB QuickBiz unsecured business loan
Fast, unsecured business lending made easy. Get access to funds for your business without physical assets as security.
Help me choose the right business loan
Not sure where to start with business finance? Use our easy business loan selector tool.
Calculators and tools for small businesses
Try our tools and calculators for small business to help you manage your finances
Help and support
We have a range of useful guides and tools to help you manage your business banking.
Other ways we can help
Use our help guides, FAQs and other support services to help you manage your banking more easily.
Other loans and options to consider
Choose from a range of business loans.
Business vehicle and equipment loan
Buy your own business vehicle or equipment with no upfront deposit.
Business credit cards
Earn rewards points and manage business expenses with our range of business credit cards.
NAB Business Overdraft
Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat with one of our business bankers.
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
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NAB QuickBiz Loan
Standard product information
This loan is available only as a fixed interest rate principal and interest loan for a 12, 24, 36, 48 or 60 months term with monthly repayments. The NAB QuickBiz loan interest rate applies from the drawdown date of your NAB QuickBiz Loan until the end of your loan term. Variable rate loan and interest only loans are not available. Economic costs may be payable if you terminate early. If this does not work for you, we have other loan options that may better suit your needs.
You must have an Australian bank account, in the same name as your business, to receive your funds.
The NAB QuickBiz Loan has no upfront or ongoing fees but economic costs may apply if you choose to pay the loan off before the end date of the contract.
View NAB QuickBiz Loan eligibility criteria.
These products are issued by National Australia Bank Limited ABN 12 004 044 937.
Lending criteria and terms and conditions apply (available on application).
- Rates, fees and charges
- Business Banking Fees – A guide to fees and charges
- Business lending general terms (PDF, 262KB)
NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.
NAB QuickBiz Overdraft
Standard product information
The overdraft is available as a variable interest rate only. Debit interest is calculated on the daily outstanding balance and is charged to the account on the last banking day of the month. A QuickBiz Overdraft service fee applies and is charged to the account on the last banking day of each month. Fees and charges may apply to your linked transaction account.
You can only borrow up to $50,000 in total limits across both a NAB QuickBiz Overdraft and NAB Business Credit Cards (applied for online).
The NAB QuickBiz Overdraft is only available as a new facility. It can’t be applied to existing NAB business overdrafts.
View NAB QuickBiz Overdraft eligibility criteria.
These products are issued by National Australia Bank Limited ABN 12 004 044 937.
Lending criteria and terms and conditions apply (available on application).
- Rates, fees and charges
- Business Banking Fees – A guide to fees and charges
- Business lending general terms (PDF, 262KB)
NAB recommends you consider the Product Disclosure Statement or other disclosure document, available from NAB, before making any decisions regarding these products. These products are issued by National Australia Bank Limited ABN 12 004 044 937.