18.50 % p.a.
Offer
200,000 NAB Rewards bonus points
Offer
Earn 200,000 NAB Rewards bonus points when you spend $4,000 on everyday business purchases within 60 days of your account opening.View Disclaimer 1
NAB may vary or end this offer at any time without notice. See important information below.View Disclaimer 2
NAB Rewards Business Signature Card rates and fees
Learn more about our business credit card rates, fees and minimum credit limits.
Purchase interest rate
Cash advance rate
21.74 % p.a.
Annual card fee (per card)
$ 175
Interest-free days |
Up to 44 days on business purchasesView Disclaimer 3 |
Minimum facility credit limit |
$5,000 |
|---|
Benefits of a NAB Rewards Business Signature Card
A NAB Rewards Business Signature Card comes with a range of business rewards and benefits, including earning NAB Rewards Points you can redeem on a great range of products and services in our NAB Rewards Store, opens in new window.
Earn uncapped points
There’s no limit to the number of points you can earn each month.
Earn points on ATO payments
Payments you make to the Australian Taxation Office will earn you NAB Rewards Points at the same rate as regular everyday business purchases.View Disclaimer 4
Travel with Webjet
Redeem your points directly with Webjet, including flights, selected hotels and holiday packages.
Redeem for gift cards
Use your points to get gift cards from a range of popular stores, including Coles, Woolworths, Bunnings, JB HiFi and more.
Shop the NAB Rewards Store
Redeem your points for a wide range of electronics, homewares, jewellery and more in the NAB Rewards Store, opens in new window.
Manage your cards
Attach multiple cards to one facility, set individual credit limits, and get detailed monthly statements.
Complimentary insurance
Enjoy complimentary NAB Commercial Cards Unauthorised Transaction InsuranceView Disclaimer 5 and NAB Commercial Cards Transit Accident Insurance.View Disclaimer 6 Read about changes to your insurance effective 1 November 2023.
Tap into Visa Benefits
Access benefits across a variety of business services through Visa Commercial Offers and take advantage of NAB Concierge Service.View Disclaimer 7
How to earn NAB Rewards Points
You can earn uncapped NAB Rewards points on purchases made at home and overseas.
New
Earn Velocity Points
New
Enjoy more opportunities to earn Velocity Points (from NAB Rewards Points) when you apply for a new NAB Rewards Business Signature credit card.
To earn Velocity Points you must be a Velocity Frequent Flyer member and have provided your Velocity Frequent Membership number to NAB.
Eligibility criteria and terms and conditions apply. Minimum monthly repayments required. NAB may vary or end this offer at any time.
Starting from May 2025, if you have enabled your NAB Rewards Points to be automatically transferred to your loyalty partner, that transfer will occur monthly instead of weekly.
Ready to apply?
Apply now for a NAB Rewards Business Signature Card with our fast online application and receive an instant decision.
Help and support Common NAB Rewards business credit cards questions
Can I earn Qantas Points on a NAB Rewards Business Signature Card?
No, a NAB Rewards Business Signature Card earns NAB Reward Points, which can be transferred to one of our partner programs – flybuys, Velocity Frequent Flyer, KrisFlyer, Cathay Pacific and AirpointsTM. If you’re interested in earning Qantas Points on everyday business purchases, learn more about our NAB Qantas Business Signature Card.
When can I start using the credit card?
Once your application is approved we’ll send out your card to your nominated address within 7-10 business days. Once received, you can start using your card immediately.
Other business credit cards to consider
NAB Qantas Business Signature Card
Maximise your Qantas Points and get more from your business credit card purchases.
NAB Low Rate Business Card
Our lowest rate business card offers 0% on purchases for the first 12 months and no annual card fee the first year.
NAB Business Card
This low cost business charge card helps you manage your employee business expenses.
Get in touch
Sales enquiries
Let us help with your business banking needs. Request a call back to chat to a specialist about our range of business and commercial cards.
Contact us
Explore our business banking contact information and get support with a wide range of products, services and topics.
Visit a NAB business banking centre
Let our business banking specialists help you in person.
Terms and Conditions
- Disclaimer 1
NAB Rewards Business Signature Special Offer
Offer commenced on 9 December 2024. To be eligible for the 200,000 NAB Rewards bonus points offer, you must apply for and be issued a new NAB Rewards Business Signature Card before the offer is withdrawn on 30 June 2025 and spend $4,000 on everyday business purchases within 60 days of account opening. NAB is not responsible for any delays in assessing your application or the card being issued. Everyday business purchases are purchases made in accordance with the NAB Rewards Terms and Conditions (PDF, 167KB), opens in new window. These terms describe the purchases not eligible to earn points including, but not limited to, transactions NAB decided are wholly or partly for gambling or gaming purposes. Bonus points will be credited to your points balance within three months of meeting the spend criteria.
- Disclaimer 2
Vary or End Special Offers
Offers available until withdrawn. NAB may vary or end these offers at any time without notice. Special offers apply to approved applicants only. Any bonus points offer is not available in conjunction with any other new business credit card offer (subject to the express terms of the offer), or where you currently hold or have closed any NAB business credit card, which included a special offer, within the previous 12 months. Offers are not available when closing or transferring from another NAB business credit card account or in conjunction with any other NAB offer.
- Disclaimer 3
Interest-free days on everyday business purchases
If you pay your closing balance on your monthly statement in full by the due date each month. Excludes cash advances (including bills paid over the counter at a bank, financial institution or post office, purchases of travellers’ cheques and transactions for gambling or gaming-related purposes).
- Disclaimer 4
Earning NAB Rewards Points
Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions (PDF, 167KB), opens in new window. These terms describe the purchases not eligible to earn points, which include gambling and cash advances. You must have an open and active NAB Rewards credit card account to earn points.
- Disclaimer 5
NAB Commercial Cards Unauthorised Transaction Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 1 November 2023 (PDF, 152KB), opens in new window which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Unauthorised Transaction Insurance Policy Information Booklet dated 30 June 2022 (PDF, 340KB), opens in new window.
- Disclaimer 6
NAB Commercial Cards Transit Accident Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allow eligible persons to claim under them as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB account holders by operation of s48 of the Insurance Contracts Act 1984 (Cth).
Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice.
This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the group policy as set out in the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 1 November 2023 (PDF, 163KB), opens in new window which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, please refer to the NAB Commercial Cards Transit Accident Insurance Policy Information Booklet dated 30 June 2022 (PDF, 339KB), opens in new window.
- Disclaimer 7
NAB Concierge Service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service call 1300 498 594 , 24 hours a day, seven days a week. See the NAB Concierge Service terms and conditions for full details. For information on Visa benefits please visit Visa Offers and Perks, opens in new window.
- Disclaimer 8
Triple points = 1.25 standard points + 2.5 additional standard points (bonus points)
Overseas purchases - Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.
Webjet - Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au, opens in new window.
Double points = 1.25 standard points + 1.25 additional standard points (bonus points)
Use your card to shop in-store and online at your favourite major department stores and hardware stores: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Stratco and Total Tools.
Points Booster is subject to the NAB Rewards Terms and Conditions (PDF, 167KB), opens in new window. Only eligible transactions under those terms and conditions earn points and bonus points. Points are credited to your points balance after the eligible transaction is credited to your NAB Rewards credit card account: for standard points within 10 business days of processing and for bonus points within 3 business days of the standard points being processed. Details are correct as at 2 September 2019 and are subject to change by NAB.
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NAB business credit cards are for business purposes only.
A valid ABN is required to open a Commercial Card facility with NAB. ABN registration checks will be performed once the application has been received.
Terms, conditions, fees, charges and lending criteria apply.
Approval and credit limit is subject to NAB's credit assessment criteria. Information, including interest rates and annual card fees subject to change. Details are correct as at 15 October 2020 and are subject to change by NAB. Credit cards issued by National Australia Bank Limited.