Welcome to our NAB Rewards Program

NAB Rewards provides you with the flexibility and freedom to choose how you'd like to be rewarded. With a new NAB Rewards card, you'll be able to earn NAB Rewards Points  and redeem them at the NAB Rewards Store, opens in new window for a range of products and experiences. And the best part is, you get to decide how you'd like to redeem your points.

Our NAB Rewards credit card range

NAB Rewards Signature Card

Enjoy our highest earn rate on our most rewarding card with the added benefit of complimentary insurances and exclusive rewards.

View NAB Rewards Signature Card details

NAB Rewards Platinum Card

Make life more rewarding with the freedom of NAB Rewards, and the added benefit of complimentary insurances.

View NAB Rewards Platinum Card details

NAB Rewards Business Signature Card

Run your business, earn NAB Rewards Points. Redeem for travel, technology and more.

View NAB Rewards Business Signature Card details

How to earn NAB Rewards Points

You can earn points every time you use your NAB Rewards card on everyday purchases.  And there’s no cap on how many points you can earn.

Remember to redeem your points within 36 months of earning them so you don’t miss out on what our NAB Rewards Store, opens in new window has to offer.

Rewards Points earn rates

This table shows you the earn rate for each NAB Rewards credit card. 

NAB Rewards credit card Earn rates
NAB Rewards Platinum Card Earn up to 2 Points for every $1 spend with points booster
(1 standard point + 1 bonus point)
NAB Rewards Signature Card Earn up to 3 Points for every $1 spend with points booster
(1.5 standard points + 1.5 bonus points when you spend under $15,000 on eligible purchases in a Rewards Statement period (calendar month), 0.5 NAB standard points + 2.5 bonus points when you spend over $15,000 on eligible purchases in a Rewards Statement period (calendar month).
NAB Rewards Business Signature Card Earn up to 3.75 Points for every $1 spent with points booster
(1.25 standard points + 2.5 bonus points) 

Personal banking transactions that don’t earn points

Most everyday transactions on your NAB Rewards Platinum Card or NAB Rewards Signature Card earn points.

Transactions that don’t earn points include:

  • cash advances
  • bank charges and balance transfers
  • buying foreign exchange or travellers cheques
  • ATO payments
  • BPAY® payments
  • transactions where the cardholder uses a card to access linked transaction accounts
  • transactions for gambling or gaming purposes.

For more information refer to the NAB Rewards terms and conditions, opens in new window.

How to view and redeem your Rewards Points

Internet banking

  1. Log into NAB Internet Banking and go to  Cards.

  2. Select your NAB Rewards card and you’ll be able to see your points. If you have a NAB Rewards business card, select your card then select the link on the left to check your points balance or redeem.

  3. Select Redeem points and you’ll be taken to the NAB Rewards Store.

NAB app

  1. Open the NAB app and go to Cards.

  2. Select your NAB Rewards card and you’ll be able to see your points.

  3. Select Redeem points and you’ll be taken to the NAB Rewards Store.

NAB Connect

  1. Ensure you have assigned a user permission to view and access the NAB Rewards Store. View the NAB Connect Quick Reference Guide (PDF, 424KB), opens in new window.

  2. Log into NAB Connect and select Accounts in the top menu area. 

  3. Select 'NAB Rewards' in the menu drop down list.

  4. Select the Redeem button to be taken to the NAB Rewards Store.

NAB Rewards Points Booster

Earn points on your everyday transactions and there is no limit to the amount of points you can earn each month. 

How does Points Booster work?

NAB Rewards Platinum

Bonus Points at eligible Grocery stores: 1 NAB Rewards Point + 0.5 additional NAB Rewards Points (Bonus Points).

Eligibility for additional points at Grocery stores is determined by a merchant’s Merchant Category Code (MCC). An eligible Grocery store is a merchant whose MCC is designated as 5411 Grocery Stores.  NAB is not responsible for designating MCCs and has no control over the same.  You’re unable to get points if you use an intermediary platform such as PayPal or a delivery platform such as Uber Eats for these transactions​.

Bonus points with Webjet: 1 NAB Rewards Point + 1 additional NAB Rewards Point (Bonus Points).

Purchases made online with Webjet via NAB Rewards Store or on Webjet.com.au, opens in new window. Webjet Booking Terms and Conditions apply.​

NAB Rewards Signature

Bonus points with Webjet: ​

When you spend under $15,000 on eligible purchases in a Rewards Statement period (calendar month): 1.5 NAB Rewards Points + 1.5 additional NAB Rewards Points (Bonus Points).   ​

When you spend over $15,000 on eligible purchases in a Rewards Statement period (calendar month): 0.5 NAB Rewards Points + 2.5 additional NAB Rewards Points (Bonus Points).   ​​

Webjet – Purchases made online with Webjet via NAB Rewards Store or on webjet.com.au, opens in new window. Webjet Booking Terms and Conditions apply​​

NAB Rewards Business Signature​

Double Points = your card’s standard point + an additional standard point (bonus point)​​​

Use your card to shop in-store and online at your favourite department stores and hardware stores. Choose from Myer, David Jones, Bunnings, Mitre 10 and many more.​​

Triple Points = Your card’s standard point + 2 additional standard points (bonus points)​​

  • Overseas purchases: Purchases (in-store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia, international transaction fees continue to apply. ​​
  • Webjet: purchases online with Webjet via NAB Rewards Store or on webjet.com.au, opens in new window. Webjet Booking Terms and Conditions apply​.​

Department and Hardware Stores 

Applies to purchases made at major department and hardware stores (in store and online) including: Myer, David Jones, Kmart, Target, Big W, Bunnings, Mitre 10, Home Timber and Hardware, Stratco and Total Tools.  

Overseas purchases

Purchases (in store and online) where the merchant, financial institution or entity processing the transaction is located outside Australia. International transaction fees continue to apply.

Webjet

Purchases made online with Webjet via the NAB Rewards Store, opens in new window or on webjet.com.au, opens in new window.

Benefits of this card

Explore our NAB Rewards Store, opens in new window

Webjet

Accommodation and holiday packages, the perfect getaway with Webjet 

Charity

Make donations to a wide range of charities 

AFL

Tickets to the footy and other AFL merchandise

Banking rewards

Credit your NAB Rewards credit card account or increase the balance of your NAB bank account

Gift cards

Select from a range of gift cards at some of your favourite stores

Merchandise

Redeem points for a wide range of merchandise, from homewares to technology and more

Rewards for your business

If you have a NAB Rewards Business Signature Card you can also invest back into your business with a range of rewards such as office supplies, training and employee recognition rewards for a job well done. 

View card details

Points plus pay

Don’t have quite enough points for that trip or new phone? You can use Points Plus Pay to make purchases using a combination of points and any form of payment accepted by the Points Plus Pay provider. What’s more, if use your NAB Rewards card to pay the remainder, you’ll earn NAB Rewards points on that portion of the payment.

Get in touch

Visit a NAB branch

Visit your nearest NAB branch to speak to us in person.

Find a NAB branch

Terms and Conditions

Credit cards issued by National Australia Bank Limited.