Creating value through working capital

Here’s what we offer

We have a range of working capital and supply chain management solutions.

• Payable finance to make the most of your working capital while enhancing your supplier relationships. 
• Receivables purchase for certainty of payments, faster access to funds and working capital management efficiencies.
• Goods purchase funding up to an agreed percentage of the market value of goods - in the form of approved inventory.

Our solutions will help you manage your risk using the strength of NAB's brand and rating.

• Letter of credit. Use the strength of our global rating and brand to negotiate more favourable payment terms.
• Outward standby letter of credit. We will pay the nominated beneficiary an agreed amount, if certain terms and conditions of your trade contract are not fulfilled. 
• Export letter of credit confirmations. Minimise your payment risks by putting our rating and brand behind another bank's letter of credit in your favour. 
• Export collection. Maintain some control over exported goods until the importer pays or commits to a future dated payment. 

We have a range of finance solutions.

• Export pre-shipment finance for exporters buying commodities or raw materials to then on sell, the funds to make the purchase to complete the sale.
• Export post-shipment finance for exporters to convert a credit sale into a cash sale, freeing up their capital.
• Borrowing base for access to funds within a single revolving facility based on the strength of your inventory or receivables.