NAB Gateway Benefits

Backed by NAB and the global strength of Visa and its online payment solutions, NAB Gateway is a total solution for all your online and virtual payments.​

We’re powering eCommerce payments for your business, with a world-class platform designed to make every transaction safe and easy.

Making online payments simple

Enjoy easy set-up and integration with a wide range of business platforms, including Shopify, WooCommerce, Salesforce and more.

Flexible options

To integrate into your website. 

Simple, competitive pricing

That’s clear and easy to understand.

Strength and reliability

Backed by the strength of NAB and our global partner Visa.

Local support when you need it

From getting you set up to problem solving, our Australian-based support team are here to help.

Powerful security and fraud tools

To keep your business and customers safe.

NAB Gateway rates and fees

Check out our simple pricing for a NAB Gateway. We're powering eCommerce payments for your business with a world class platform designed to make every transaction safe and easy.

NAB set up fee

$ 0

No NAB set up fees and no fixed term contracts. ​

Monthly access fee

$ 30

Merchant service fee

1.40 %

Simple Pricing may automatically apply Merchant Choice Routing. A single flat rate charged per transaction.

Transaction fee

$ 0.25

Fee per transaction.

*Disputed charges

Negotiated pricing

Negotiated pricing is available to merchants who meet the relevant criteria available on application.

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT).

NAB Gateway options

NAB Gateway is the platform for simple, reliable online payments that keep your business moving. It’s a great way to manage all your payments in one place – saving time and improving your efficiency.

Web payments

Choose how you would like NAB Gateway to work with your website. NAB Gateway has a suite of website payment integration options including:

  • NAB Gateway connects with the best shopping cart providers including Shopify and Woo Commerce, so you can get up and running quickly and securely. ​

  • Our Unified Checkout is a quick and easy payment option that lets you add a payment tile to your website to accept both card and digital wallet payments.​

  • Using Flex Microform, you can choose from a range of payment fields to include on your website. It’s easy to set up, start using, and be PCI compliant. ​

  • You can build your own customised payment experience for your website using our NAB Gateway APIs – designed to suit your business.

Virtual payments

Use NAB Gateway as a virtual terminal, for both recurring billing and for batch payments. It’s available as part of our wider eCommerce solutions or as a standalone option – you don’t need a website to receive payments quickly and securely. ​

  • Use the Virtual Terminal feature to enter payments for mail, fax or phone orders. ​

    You can customise your payment fields to suit your business – making them as simple or as comprehensive as you like. ​

    View our guide to virtual terminals to learn more

  • With NAB Gateway it’s easy to set up and automate recurring payments – so you know when the money is going to settle into your account. It’s great for managing your cash flow.​

    You can automate as many different recurring payment plans as you like – making it easy to customise pricing for different customers, products and services. ​

  • With NAB Gateway you can make batch payments in one go – saving you time, reducing the risk of mistakes and making reconciliations easier.

Important Applying for NAB Gateway

Eligibility criteria

Please ensure you meet all following eligibility criteria:

  • You have an active ABN.

  • You're the business owner or director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.

  • You’ve not had a merchant facility terminated by an Australian financial institution within the last 12 months.

Before applying

Before applying for NAB Gateway, check with your website provider to confirm that your website is compatible.

Compatibility checklist

Your website will need to include the following information:

  • Your business name (and ABN as applicable).

  • The address of your place of business in Australia (not a PO Box).

  • Your business contact details, including telephone and email address.

  • Clear descriptions of the products and/or services being offered to customers, including price in relevant currency.

  • Your refund exchange policy, including the process for cancellation of a transaction by a cardholder.

  • Your delivery timeframe for goods and services.

  • Details of any Australian export restrictions (if applicable).

  • Your privacy policy and how you intend to deal with, or share, personal information obtained from and about the cardholder.

  • A description of the measures you have in place to maintain the security of cardholder's account data.

Getting started Get in touch with our Transactional Banking Specialist Team today.

Complete the form in under 2 minutes and a business banking specialist will contact you.
Request a callback

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

Help and support

Access important resources to help get you started and learn more about security and fraud protection.

Contact us

Talk to a transactional banking specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

NAB Gateway support

For NAB Gateway transaction and general support, you can call us from Monday to Sunday, 7:00am to 7:00pm (AEST/AEDT)

Or to access technical support, call us from Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 369 852

Terms and Conditions

NAB Transact Terms and Conditions (effective from 28 February 2025) (PDF, 851KB), opens in new window

 A NAB Merchant Solution is available provided you meet NAB’s standard merchant approval criteria. NAB is under no obligation to commence supplying merchant services to you until NAB determines in its discretion that you have met those criteria. See Merchant Agreement.