Compare our personal bank accounts
Use these tables to compare our transaction and savings accounts. Our bank account comparison tables show how our accounts compare when it comes to fees, the amount of interest you can earn and whether you can link a debit card.
Once you’ve found the one that works for you, you can open a bank account online.
Everyday bank accounts
Compare our everyday bank accounts and choose one that will help you meet your money goals.
| NAB Classic Banking account | NAB Retirement Account | |
|---|---|---|
| About this account |
NAB Classic Banking account
An everyday bank account that gives you easy access to your money.
|
NAB Retirement Account
Get more from your money in retirement with easy access to your money and a competitive interest rate. For those over 55 years old and retired.
|
| Monthly account fee |
NAB Classic Banking account
$0
|
NAB Retirement Account
$0
|
| Withdrawal fee at ATMs |
NAB Classic Banking account
$0 |
NAB Retirement Account
$0
|
| Australian transaction fee |
NAB Classic Banking account
$0
|
NAB Retirement Account
$0
|
| Overdrawn fee |
NAB Classic Banking account
$0
(Debit interest may apply) |
NAB Retirement Account
$0
(Debit interest may apply) |
| Can I link a debit card? |
NAB Classic Banking account
Yes
|
NAB Retirement Account
Yes
|
| Interest |
NAB Classic Banking account
0.00%
|
NAB Retirement Account
Yes Tiered interest applies. View our interest rates on deposit products. |
| Want to learn more? |
NAB Classic Banking account
|
NAB Retirement Account
|
Savings accounts
Our savings account comparison table will help you choose an account so you can meet your savings goals.
| NAB iSaver | NAB Reward Saver | NAB Term Deposit | |
|---|---|---|---|
| About this account |
NAB iSaver
An online savings account linked directly to your NAB transaction account.
|
NAB Reward Saver
Grow your savings faster with bonus interest for regular deposits and no withdrawals.
|
NAB Term Deposit
Enjoy a competitive interest rate with a locked, fixed term savings account.
|
| Interest rate |
NAB iSaver
Total introductory interest rate for 4 months 4.90% p.a.
|
NAB Reward Saver
Earn up to 4.65% p.a.
0.10% p.a. variable base rate + 4.55% p.a. variable bonus rate for each month that you make at least one deposit before the second last banking day and no withdrawals. |
NAB Term Deposit
Interest paid depends on the length of the fixed term and the amount deposited.
|
| Want to learn more? |
NAB iSaver
|
NAB Reward Saver
|
NAB Term Deposit
|
Online banking How to open a personal savings or transaction account
Open a savings account, term deposit or everyday bank account today. If you're already a NAB customer, applying in the NAB app is easy.
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Open the NAB app.
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Select Products from the menu.
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Choose a Transaction or Savings account.
Learn more about managing your money
Types of bank accounts
Explore different types of bank accounts to see which account is right for you.
Why you need an emergency fund
Learn what an emergency fund is for and how to start your own.
How to manage changing interest rates
Read our practical strategies to help you manage the rising cost of living.
Related products and services
NAB Visa Debit cards
Access your own money wherever you are, however you bank.
NAB Now Pay Later
Make purchases online or in store with NAB Now Pay Later. Four easy instalments with no interest or fees.
Online banking
Manage your money securely and easily with online banking.
Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.