Compare our personal bank accounts
Use these tables to compare our transaction and savings accounts. Our bank account comparison tables show how our accounts compare when it comes to fees, the amount of interest you can earn and whether you can link a debit card.
Once you’ve found the one that works for you, you can open a bank account online.
Everyday bank accounts
Compare our everyday bank accounts and choose one that will help you meet your money goals.
| NAB Classic Banking account | NAB Retirement Account | |
|---|---|---|
| About this account | NAB Classic Banking account An everyday bank account that gives you easy access to your money. |
NAB Retirement Account Get more from your money in retirement with easy access to your money and a competitive interest rate. For those over 55 years old and retired. |
| Monthly account fees | NAB Classic Banking account $0 |
NAB Retirement Account $0 |
| Withdrawal fee at ATMs | NAB Classic Banking account $0
|
NAB Retirement Account $0
|
| Transaction fees | NAB Classic Banking account $0 |
NAB Retirement Account $0 |
| Overdrawn fees | NAB Classic Banking account $0
|
NAB Retirement Account $0
|
| Can I link a debit card? | NAB Classic Banking account Yes
|
NAB Retirement Account Yes
|
| Interest | NAB Classic Banking account 0.00% |
NAB Retirement Account Yes |
| Ready to start your application? | NAB Classic Banking account |
NAB Retirement Account |
| Want to learn more? | NAB Classic Banking account |
NAB Retirement Account |
Savings accounts
Our savings account comparison table will help you choose an account so you can meet your savings goals.
| NAB iSaver | NAB Reward Saver | NAB Term Deposit | |
|---|---|---|---|
| About this account | NAB iSaver An online savings account linked directly to your NAB transaction account.
|
NAB Reward Saver Grow your savings faster with bonus interest for regular deposits and no withdrawals.
|
NAB Term Deposit Enjoy a competitive interest rate with a locked savings account. |
| Interest rate | NAB iSaver 5.00% p.a.
|
NAB Reward Saver 5.00% p.a
|
NAB Term Deposit Interest paid depends on the length of the fixed term and the amount deposited. |
| Monthly account fees | NAB iSaver $0 |
NAB Reward Saver $0 |
NAB Term Deposit $0 |
| Minimum deposit required | NAB iSaver No |
NAB Reward Saver No |
NAB Term Deposit $5,000 |
| Ready to start your application? | NAB iSaver |
NAB Reward Saver |
NAB Term Deposit |
| Want to learn more? | NAB iSaver |
NAB Reward Saver |
NAB Term Deposit |
Online banking How to open a personal savings or transaction account
Open a savings account, term deposit or everyday bank account today. If you're already a NAB customer, applying in the NAB app is easy.
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Open the NAB app.
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Tap Login on the home screen.
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Select New account from the menu.
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Choose a Transaction or Savings account.
Learn more about managing your money
Types of bank accounts
Explore different types of bank accounts to see which account is right for you.
Why you need an emergency fund
Learn what an emergency fund is for and how to start your own.
How to manage changing interest rates
Read our practical strategies to help you manage the rising cost of living.
Related products and services
NAB Visa Debit cards
Access your own money wherever you are, however you bank.
NAB Now Pay Later
Make purchases online or in store with NAB Now Pay Later. Four easy instalments with no interest or fees.
Online banking
Manage your money securely and easily with online banking.
Terms and Conditions
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Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android and iOS, minimum platform requirements apply. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are registered trademarks of Google LLC. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license.
Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.