Citi branded accounts

The following Citi branded accounts will be migrated to a NAB Reward Saver account:

  • Citibank Online Saver
  • Citibank Plus Linked Savings Account
  • Money Market at Call Account

Credit interest rate on your NAB Reward Saver account

Details of the current applicable credit interest rates on your NAB Reward Saver account are as follows:

  Variable base rate Variable bonus rate Total interest rate
$1 - $49,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$50,000 - $249,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$250,000 - $999,999
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
$1,000,000 plus
Variable base rate
4.60% p.a.
Variable bonus rate
1.00% p.a.
Total interest rate
5.60% p.a.
  • Variable bonus rate is applicable when at least one deposit is made to the NAB Reward Saver account on or before the second last banking day of the month, and there are no withdrawals in the relevant month. A banking day is any day that isn’t a weekend or an Australia-wide public holiday.
  • Rates are effective 13 January 2025 and are subject to change at any time in accordance with the account terms and conditions.
  • Rates are available on this page at any time.

Your Debit interest rate

The current 'Debit interest rate', applicable to accounts overdrawn without an approved overdraft limit, is 0.00% p.a. on your NAB Reward Saver account.

Your NAB Reward Saver account fees and charges

Personal banking fees and charges will apply to the NAB Reward Saver account.

Your Variation Notices

You may view a copy of the Variation Notices issued for the following Citi branded products via the links below.

Online banking comparison table

View the key differences between Citi Online and Citi Mobile App, and NAB Internet Banking and the NAB app (PDF, 108KB), opens in new window.

Important information