Details we’ll need for your balance transfer

You can use our calculator to help you decide if a balance transfer is right for you. For this calculator you’ll need to provide us with some details about your current credit card, such as the current balance and interest rate.

If you want to proceed with our balance transfer, we’ll need your non-NAB card number to BPAY® the balance transfer request. If your BPAY reference number for your non-NAB card isn’t your credit card number, we won’t be able to complete the balance transfer.

Learn more about balance transfers

Find out how a balance transfer can help you manage credit card debt.

Important information

Variable interest rates current as at date
Interest rates are current as at today and are subject to change.

Forms and links

NAB Credit Card Terms and Conditions

NAB Electronic Banking (card based) terms and conditions

NAB Credit Card Cover Product disclosure statement and policy document (PDF, 471KB), opens in new window

Credit card fees and charges

Indicator rates for other personal lending products

BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.