Monthly payments and fee information

Once approved for a NAB StraightUp Card, you can request to change your credit limit. You can do this at any time in the NAB app or NAB Internet Banking. Before doing so, check the table below for the monthly fee and minimum payment that applies to the amount you want to request. 

Keep in mind:

  • the minimum credit limit for the NAB StraightUp Card is $1,000 and the maximum credit limit is $3,000
  • if you request to increase your credit limit, we may not agree to your request – read more about changing your credit card limit.
If your credit limit is between: Your monthly fee will be: Your minimum monthly payment will be:
$2,901 - $3,000 $30 $110
$2,801 - $2,900 $30 $110
$2,701 - $2,800 $30 $105
$2,601 - $2,700 $30 $100
$2,501 - $2,600 $30 $95
$2,401 - $2,500 $30 $95
$2,301 - $2,400  $30 $90
$2,201 - $2,300 $30 $85
$2,101 - $2,200 $30 $80
$2,001 - $2,100 $30 $75
$1,901 - $2,000 $20 $75
$1,801 - $1,900 $20 $70
$1,701 - $1,800 $20 $65
$1,601 - $1,700 $20 $60
$1,501 - $1,600 $20 $60
$1,401 - $1,500 $20 $55
$1,301 - $1,400 $20 $50
$1,201 - $1,300 $20 $45
$1,101 - $1,200 $20 $45
$1,001 - $1,100 $20 $40
$1,000 $10 $35

The applicable monthly fee and minimum monthly payment will be effective at the end of the statement period if your credit limit changes.

Terms and Conditions

Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these products. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. IOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. 

NAB StraightUp Card Terms and Conditions apply. Monthly fee may be payable. Approval and credit limit are subject to NAB's credit assessment criteria. Information, including fees are subject to change.

NAB StraightUp Card, NAB Internet Banking and NAB app issued by National Australia Bank Limited.