10.11 % p.a.
Variable rates and fees
Variable rate
Annual service fee
$ 250
Application fee
$ 600
For more information on the fees and charges that can apply, please refer to the important information section.
Benefits and features
If you need bridging finance, we can help with a NAB FlexiPlus Mortgage. Learn how it might help.
Easily access your money
Withdraw your money when you need it up to your credit limit when you open a NAB transaction account and link it to your mortgage facility.
Borrow up to 80% of the property value
Get into your new home faster by borrowing up to 80% of your property’s value.
No scheduled repayments
Make principal repayments when you want. You only need to pay any interest charges at the end of each month.
Use your equity to get ahead
When you have enough equity in your home, you can use the NAB FlexiPlus facility to invest, upgrade or renovate.
Control from your pocket
Stay on top of your home loan through the NAB App. You can track your home loan progress, estimate your property equity and more.
Tools and calculators
Need to do some research? Use our handy calculators to work out how much you can afford to borrow and repay.
How much can I borrow?
Get an estimate of how much you can afford to borrow for your home.
Home loan repayment calculator
Compare your loan amount with other factors to estimate your loan repayments.
Other options to consider
Haven't found what you're looking for? Learn about other financial packages and services available.
Basic variable rate
Take advantage of our simple, low rate home loan with no ongoing fees.
Tailored variable rate with offset
Enjoy extra flexibility and features with a variable rate NAB Tailored Home Loan.
Tailored fixed rate
Gain additional certainty of a fixed interest rate with a NAB Tailored Home Loan.
Help and support
Get the most out of your NAB home loan and discover popular help and support tasks.
More help and support
Use our helpful guides, FAQs and support services to help manage all of your banking more easily.
Contact us for home loan related queries
This is how you can get in touch.
Start a conversation with a banker
- Log into either NAB Internet Banking or the NAB app.
- Tap on the message icon.
- Type ‘speak to a person’ in the conversation window.
Call us
Speak to a home loan expert about a new or existing home loan.
Monday to Friday, 8:00am to 7:00pm (AEST/AEDT)
Saturday to Sunday, 9:00am to 6:00pm (AEST/AEDT)
Book an appointment
Make an appointment to see us at your nearest branch, ask a mobile banker to come to you or ask us to call you back.
Terms and Conditions
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Application Fee Waiver Offer Terms and Conditions NAB Tailored Home Loan
The Application Fee Waiver Offer ("The Offer") is a waiver of the Application Fee of $600 on a new NAB Tailored Home Loan.
The Offer is available from 6 November 2021 until withdrawn by NAB. NAB may vary or end this offer at any time without notice. To be eligible for the Offer, an application must be submitted during the period that the offer is available and then approved, and drawn down within the time period set out in the applicant's loan offer.
The Offer is available for new lending only (including refinances and limit increases for existing borrowers). The Offer is not available for any variation or change of loan purpose of any existing NAB home loan where a new application is not required.