Regional First Home Buyer Guarantee

be an Australian citizen or Permanent Resident, aged 18 years or over

have lived in a regional area or adjacent regional area to where they are purchasing in for the preceding 12-month period to the date they execute the home loan agreement

apply either as a single or joint applicant

have earned $125,000 or less for singles or $200,000 or less for couples in the last financial year, as shown on the Notice of Assessment issued by the ATO

be a first home buyer or not have owned a home in the past 10 years (owner occupied or investment)

have at least a 5% deposit to contribute towards your property purchase

purchase a property in your current or adjacent regional area