What is Spending?
Spending is an expense tracking tool in NAB Internet Banking and the NAB appView Disclaimer 1 that helps you to keep track of your expenses and organise your money.View Disclaimer 2
Spending makes it easier to understand where your money is going, which can help you with your budget and saving plan.
Here’s how Spending can help you
See where your money is going
See a breakdown of your spending by category and merchant, helping you to see where you are spending. You can also see the money you’ve received.
See the bigger picture
Select up to five of your accounts, and a period of up to two years to see a combined and wider view of the money you’ve received and expenses.
Choose how to categorise
Spending automatically categorises your transactions. If you feel another category suits better, you can change categories from the transaction’s details.
Export data
You can export the data from Spending through desktop Internet Banking to make it easier for you to do a more personalised analysis and set up a budget or savings plan.
How to start using Spending
Log into online banking
- Log into the NAB app or NAB Internet Banking with your NAB ID and password/passcode.
- Select Spending from the Internet Banking menu.
- If using the NAB app, tap More (iOS) or the Menu icon (Android) and select Spending.
Customise your view
- Select Change filters from the menu.
- Select up to five accounts to track.
- Select your date ranges to track. You can choose from a range of options including Pay cycle, Custom date range and more.
Explore your Spending data
- You’ll see a categorised viewView Disclaimer 3 of your money coming in and out of your selected accounts.
- Select a specific category to view the transactions included.
- Dig into the details to help you budget and save.
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Learn what an emergency fund is for and how to start your own.
Terms and Conditions
- Disclaimer 1
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
- Disclaimer 2
‘Spending’ is a tool to help you manage your personal finances only. We won’t use this information for an assessment of any credit application you make. Read our Privacy Policy to learn more about how we use your information.
- Disclaimer 3
The merchant details we use to categorise your transactions are provided by Look Who’s Charging. While every effort is made to ensure they’re correct, we can’t guarantee it.
If you find any of the merchant details against your transaction are incorrect, use the ‘wrong merchant information’ link on the page to have it reviewed.
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