How to use your own money when overseas

Ready to travel with freedom?

There’s something really satisfying about paying for your overseas trip with your own hard-earned money. Plus, it’s a great way to enjoy some time off – without having to worry about heading into debt.

If you don't want to use credit to pay for your upcoming holiday, one of the simplest things to do is to load up your debit or traveller card with savings.

Here are some options for you.

NAB Visa Debit cards

NAB Visa Debit cards give you easy and secure access to your money – wherever Visa is accepted in the world. Unlike a credit card, using a debit card means you won’t have to worry about high credit interest rates, or paying off any holiday debts.

If you use a NAB Platinum Visa Debit card,   you won’t be charged an international transaction fee on your international purchases. And, if you’ve pre-paid at least $500 on transport, tours, and/or accommodation on your NAB card, you could be eligible for complimentary overseas travel insurance. You’ll need to be 81 years or under and have a return overseas travel ticket before you take off.  For the full list and any limits and excesses that apply, please read our NAB Card Insurance Policy Information Booklet (PDF, 604KB), opens in new window.

Spend your money the way you want

You'll be able to use your card wherever Visa is accepted, including overseas and online. Remember, you're only ever spending funds from your transaction account.

Use your NAB Visa Debit card to: 

• Withdraw money at ATMs or at a branch, and to make purchases in person, online or over the phone.
• You can also use your card for ATM withdrawals and overseas purchases - but remember you may be charged international transaction fees and other non-NAB ATM fees (For more information please refer to Personal Banking Fees and Charges (PDF, 647KB), opens in new window).

Budgeting along the way?

How do you make sure you’re sticking to your budget? It’s simple. Just keep track of your spending to see how your budget measures up.

If you’re using any of your NAB Visa cards, log into the NAB app or NAB Internet Banking. You'll be able to see how much you have in your account, as well as all your transactions.

It’s also important to keep exchange rates in mind. This way, you can see how far your dollar is going and plan your spending around it. Stay on top by using our foreign currency calculator. For more helpful features, check out our NAB app Travel Tools.