NAB Now Pay Later for travel and holidays

Be prepared with NAB Now Pay Later

If you’re planning on doing some travelling or taking a holiday, you’ve probably been comparing flight prices, hunting for good value hotels, maybe even breaking down what you intend on spending each day of your trip.

However, you can’t plan for everything. You might have an unexpected expense pop up, or a flurry of bills come all at once. With NAB Now Pay Later you can fly now and pay later, so that you don’t have to put your trip on hold.

Before you leave

Flights can be expensive, and difficult to pay all at once. NAB Now Pay Later lets you split purchases into four equal payments, with only the first of these paid up front. The remaining three payments are due each following fortnight, giving you control over your cashflow.

This also means that if you see a great deal on flights or hotels, you can book it on the spot without worrying whether you have enough money in your account to cover it straight away. You can also be confident that your transactions are safe and secure thanks to NAB Now Pay Later’s dynamic CVV technology, which protects against scams and fraud.

While you’re travelling

You can take advantage of NAB Now Pay Later during your trip too. It’s great peace of mind to know you can turn up to your hotel, pay for a portion of the total amount, then cover the rest in three instalments over the next six weeks.

This helps you smooth out your expenses and avoid breaking your budget, which in turn allows you to stay away from using your savings to pay for anything.

It’s not just limited to accommodation either – you can do the same for eating out and shopping. Plus, there’s no interest and you don’t have to worry about international transaction fees or account fees.

How NAB Now Pay Later works

NAB Now Pay Later is a simple way to split your travel spending into four easy repayments. You can add your NAB Now Pay Later card to your digital wallet, and take advantage of no international fees when you shop overseas.

Learn more about how NAB Now Pay Later works. 

Tips for using NAB Now Pay Later overseas

Spend within your means

Even though it’s great to have the option of buying now and paying later, try not to get carried away. If you find yourself making purchases that you wouldn’t normally make with a regular debit card, it’s worth considering whether it’s one you can afford.

Find a balance

Some people like to spread their spending across different accounts. You could use NAB Now Pay Later for larger purchases like accommodation, and your regular credit or debit card for smaller, more regular purchases like food and drinks.

Always plan for emergencies

Be prepared if anything goes wrong while you’re travelling. Having a backup fund, like another card or cash in the local currency, can ensure you have enough money to account for unexpected issues.

Fees and missed payments

You won’t be charged any fees when you shop with NAB Now Pay Later. This includes international transaction fees, and late and missed payment fees. Keep in mind that if you miss a repayment, your NAB Now Pay Later account will be blocked. You won’t be able to make further purchases until you make a repayment.

Resolving issues while you travel

If you have a problem with NAB Now Pay Later while you’re travelling, such as losing your phone or needing to dispute a transaction, let us know via the chat function in NAB Internet Banking, or the NAB app if you still have your phone handy. 

Learn more about resolving NAB Now Pay Later issues.