Important Upcoming personal card changes
From 23 June 2025, we’re increasing fees on our NAB Personal credit cards (excluding NAB StraightUp Card). The late payment fee will increase from $15 to $20. The cash advance fee will increase from 3% or $3 (whichever is greater) to 3.5% or $3.50 (whichever is greater).
Learn more about how to avoid these fees.
Upcoming Complimentary Insurance changes
Effective 1 July 2025 – For some NAB cards, excesses for certain covers will increase, and benefit limits will reduce under International Travel Insurance.
Effective 15 May 2026 – For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Please read the summary of changes for further details and how they will affect your insurance cover.
Explore travel benefits
Take a look at our range of products to help you make the most of your next holiday, whether you’ve just started planning or are already packing for your flight.
What are you looking for?
Zero international transaction fees
NAB Rewards Signature card
Uncapped NAB Rewards Points earn rate with premium travel services.
NAB Platinum Visa Debit card
Your premium everyday card at home and overseas.
NAB Now Pay Later
Split your travel purchases into four equal instalments
NAB StraightUp card
Pay a simple monthly fee and no interest
Earn bonus points
NAB Rewards cards
Earn and redeem NAB Rewards Points
NAB Rewards cards with Velocity
Enjoy uncapped rewards points, transferred fourth Sunday of every month to your Velocity account to redeem on flights and more.
NAB Qantas Rewards cards
Enjoy Qantas Points on your everyday spending.
Complimentary travel insurance
NAB Rewards cards
Earn and redeem NAB Rewards Points
NAB Qantas Rewards cards
Enjoy Qantas Points on your everyday spending.
NAB Platinum Visa Debit card
Your premium everyday card at home and overseas.
Make the most of your next trip
NAB Concierge Service
The NAB Concierge Service is a travel and lifestyle service available 24 hours, seven days a week. Whether you’re travelling overseas or within Australia, you’ll get help with flights, hotel bookings, car rentals and more, as well as emergency travel assistance. It’s available to the following cardholders :
Other ways to fund your travel
Save for your holiday using My Goals in the NAB app, fund your trip with a savings account or a personal loan, and easily spend money overseas with a credit card, or buy now pay later.
- Set a savings goal in the NAB app
- Save for your trip with a NAB Reward Saver or NAB iSaver
- Explore personal loans for travel and holidays
- Pay for your holiday with a credit card
- Use NAB Now Pay Later for travel purchases
Planning a holiday?
Notify us when you’re travelling
For increased account security, follow our steps to notify us when you’re travelling.
Foreign exchange calculator and rates
NAB's foreign exchange calculator gives you indicative exchange rates and the costs of foreign currencies.
Travel smart with the NAB app
Use the NAB app's travel tools to track your spending on your NAB Visa card.
Get in touch
Customer Support Tool
Solve problems quickly online with our easy-to-follow guides. Simply select a topic and we’ll direct you to the information you need.
Contact us
Explore our personal banking contact information and get support with a wide range of products, services and topics.
Visit a NAB branch
Visit us in person at your nearest NAB branch or business banking centre.
Terms and Conditions
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BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.
NAB StraightUp Card Terms and Conditions apply. Monthly fee may be payable. Approval and credit limit are subject to NAB's credit assessment criteria. Information, including fees are subject to change.
NAB StraightUp Card, NAB Internet Banking and NAB app issued by National Australia Bank Limited.
Target Market Determinations for these products are available at nab.com.au/TMD.
Credit cards terms and conditions apply. Credit card fees and charges are payable.