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Compare Interest Rates
Variable interest rates
| Loan amount | Variable interest rate p.a. |
|---|---|
| Less than $250,000 | 10.00% |
| $250,000 - less than $1.0M | 9.75% |
| $1.0M and above | 9.50% |
Interest rates effective as of 1 December 2023.
Fixed interest rates - interest in advance (yearly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 |
1 year (p.a.)
9.50%
|
2 years (p.a.)
9.35%
|
3 years (p.a.)
9.40%
|
4 years (p.a.)
9.55%
|
5 years (p.a.)
9.70%
|
| $250,000 - less than $500,000 |
1 year (p.a.)
9.30%
|
2 years (p.a.)
9.15%
|
3 years (p.a.)
9.20%
|
4 years (p.a.)
9.35%
|
5 years (p.a.)
9.50%
|
| $500,000 - less than $1.0M |
1 year (p.a.)
9.10%
|
2 years (p.a.)
8.95%
|
3 years (p.a.)
9.00%
|
4 years (p.a.)
9.15%
|
5 years (p.a.)
9.30%
|
| $1.0M and above |
1 year (p.a.)
8.90%
|
2 years (p.a.)
8.75%
|
3 years (p.a.)
8.80%
|
4 years (p.a.)
8.95%
|
5 years (p.a.)
9.10%
|
Interest rates effective as at 14 October 2024.
Fixed interest rates - interest in arrears (monthly)
| Loan amount | 1 year (p.a.) | 2 years (p.a.) | 3 years (p.a.) | 4 years (p.a.) | 5 years (p.a.) |
|---|---|---|---|---|---|
| Less than $250,000 |
1 year (p.a.)
9.57%
|
2 years (p.a.)
9.42%
|
3 years (p.a.)
9.47%
|
4 years (p.a.)
9.62%
|
5 years (p.a.)
9.77%
|
| $250,000 - less than $500,000 |
1 year (p.a.)
9.37%
|
2 years (p.a.)
9.22%
|
3 years (p.a.)
9.27%
|
4 years (p.a.)
9.42%
|
5 years (p.a.)
9.57%
|
| $500,000 - less than $1.0M |
1 year (p.a.)
9.17%
|
2 years (p.a.)
9.02%
|
3 years (p.a.)
9.07%
|
4 years (p.a.)
9.22%
|
5 years (p.a.)
9.37%
|
| $1.0M and above |
1 year (p.a.)
8.97%
|
2 years (p.a.)
8.82%
|
3 years (p.a.)
8.87%
|
4 years (p.a.)
9.02%
|
5 years (p.a.)
9.17%
|
Interest rates effective as at 14 October 2024.
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