Payment products

View file type information for each payment product below.

  NAB Direct Link Local Folder File File Type Direction (to/from client) Frequency Approximate Delivery Timeframes
(AEST/AEDT)		 Recommended Schedule 
(AEST/AEDT)
Direct Entry (AUS) - Direct Credit
NAB Direct Link Local Folder
DTDC
File
Direct Entry File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (AUS) - Direct Credit
NAB Direct Link Local Folder
DTDCA
File
Direct Entry ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (AUS) - Disbursement Report - Direct Credit
NAB Direct Link Local Folder
DTDCR
File
Direct Entry Disbursement Report
File Type
Report
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (AUS) - Direct Debit
NAB Direct Link Local Folder
DTDD
File
Direct Entry File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (AUS) - Direct Debit
NAB Direct Link Local Folder
DTDDA
File
Direct Entry ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (AUS) - Disbursement Report - Direct Debit
NAB Direct Link Local Folder
DTDDR
File
Direct Entry Disbursement Report
File Type
Report
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (NZ)
NAB Direct Link Local Folder
DTPCB01
File
Direct Entry File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
Direct Entry (NZ)
NAB Direct Link Local Folder
DTGEN01A
File
Direct Entry ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service
NAB Direct Link Local Folder
DTNP
File
NAB Business Payables File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service
NAB Direct Link Local Folder
DTNPA
File
NAB Business Payables ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 45 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service Reporting
NAB Direct Link Local Folder
DTNPR
File
NAB Business Payables Acknowledgement Report
File Type
Report
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 60 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service Reporting
NAB Direct Link Local Folder
DTNPR
File
NAB Business Payables Disbursement Report
File Type
Report
Direction (to/from client)
To
Frequency
Tues – Sat
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 60 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service Reporting
NAB Direct Link Local Folder
DTNPR
File
NAB Business Payables Presented Report
File Type
Report
Direction (to/from client)
To
Frequency
Tues – Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 10:00am for previous days transactions
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Business Payables Service Reporting
NAB Direct Link Local Folder
DTNPR
File
NAB Business Payables Un-presented Report
File Type
Report
Direction (to/from client)
To
Frequency
Tues – Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 10:00am for previous days transactions
Recommended Schedule 
(AEST/AEDT)
30 minutes
International Funds Transfer
NAB Direct Link Local Folder
DTINT
File
International Funds Transfer File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
International Funds Transfer
NAB Direct Link Local Folder
DTINTA
File
International Funds Transfer ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
International Funds Transfer
NAB Direct Link Local Folder
DTINTA
File
International Funds Transfer ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per payment within a file
Approximate Delivery Timeframes
(AEST/AEDT)
30 to 90 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
RTGS
NAB Direct Link Local Folder
DTRTGS
File
RTGS File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
RTGS
NAB Direct Link Local Folder
DTRTGSA
File
RTGS File ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
1st: 0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Transact - Batch Credit Card
NAB Direct Link Local Folder
DTMOTO
File
Batch Credit Card File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Transact - Batch Credit Card
NAB Direct Link Local Folder
DTNEPSA
File
Batch Credit Card File ACK – RECEIVED status)
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Transact - Batch Credit Card
NAB Direct Link Local Folder
DTNEPSA
File
Batch Credit Card File ACK – PROCESS/ REJECTED status)
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
15 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
NAB Transact - Batch Credit Card
NAB Direct Link Local Folder
DTMOTOR
File
Batch Credit Card File Transaction Result File
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
15 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
BPAY Batch
NAB Direct Link Local Folder
DTBPB
File
BPAY Batch File
File Type
Payment
Direction (to/from client)
From
Frequency
Sent by client
Approximate Delivery Timeframes
(AEST/AEDT)
N/A
Recommended Schedule 
(AEST/AEDT)
30 minutes
BPAY Batch
NAB Direct Link Local Folder
DTBPBA
File
BPAY Batch ACK
File Type
Acknowledgement
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
BPAY Batch
NAB Direct Link Local Folder
DTBPBR
File
BPAY Batch Results File
File Type
Report
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes
BPAY Batch
NAB Direct Link Local Folder
DTBPBRPT
File
BPAY Batch Authorisation Report
File Type
Report
Direction (to/from client)
To
Frequency
Per client file
Approximate Delivery Timeframes
(AEST/AEDT)
0 to 30 minutes of submission
Recommended Schedule 
(AEST/AEDT)
30 minutes

Reporting products

View file type information for each reporting product below.

  NAB Direct Link Local Folder File File Type Direction (to/from client) Frequency Approximate Delivery Timeframes
(AEST/AEDT)		 Recommended Schedule 
(AEST/AEDT)
Account Information Report (BAI2/NAI)
NAB Direct Link Local Folder
DTAUACIN/ DTNAI_DL
File
BAI2/NAI Report
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
5:00am to 8:00am
Recommended Schedule 
(AEST/AEDT)
30 minutes
DE Returns Report (Dishonour)
NAB Direct Link Local Folder
DTRET01
File
Direct Entry Returns Report (based on APCA ID)
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 1:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
DE Returns Report (Dishonour)
NAB Direct Link Local Folder
DTRET02
File
Direct Entry Returns Report (based Trace Account)
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 1:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
DE Returns Report (Dishonour)
NAB Direct Link Local Folder
DTRET03
File
Direct Entry Returns Report (based on APCA ID & Trace Account)
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 1:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
Merchant Report (EB165)
NAB Direct Link Local Folder
DTEB165
File
EB165 File
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
10:00pm to 12:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
BPAY Report
NAB Direct Link Local Folder
DTBRF
File
BPAY BRF File
File Type
Report
Direction (to/from client)
To
Frequency
Mon to Fri
Approximate Delivery Timeframes
(AEST/AEDT)
9:00pm to 10:00pm
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
BPAY Report
NAB Direct Link Local Folder
DTBRR
File
BPAY BRR File
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
3:00am to 4:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
BPAY Report
NAB Direct Link Local Folder
DTBRS
File
BPAY BRS File
File Type
Report
Direction (to/from client)
To
Frequency
Last day of the month
Approximate Delivery Timeframes
(AEST/AEDT)
9:00pm to 10:00pm
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
NBFI Report
NAB Direct Link Local Folder
DTNBFI
File
NBFI File
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:30am to 3:30am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
NAB Transact Report
NAB Direct Link Local Folder
DTTRANR
File
NAB Transact Report
File Type
Report
Direction (to/from client)
To
Frequency
Sun to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 2:30am
Recommended Schedule 
(AEST/AEDT)
30 minutes
Term Deposit
NAB Direct Link Local Folder
DTSMSF
File
Term Deposit Summary Report
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
1:00am to 3:00am
Recommended Schedule 
(AEST/AEDT)
30 minutes
HICAPS
NAB Direct Link Local Folder
DTCOMPHI
File
Data from Computershare to HICAPS
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 11:59pm
Recommended Schedule 
(AEST/AEDT)
30 minutes
HICAPS
NAB Direct Link Local Folder
DTHCIN
File
Data from HICAPS to health funds
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 11:59pm
Recommended Schedule 
(AEST/AEDT)
30 minutes
HICAPS
NAB Direct Link Local Folder
DTHIMTHI
File
HICAPS monthly report
File Type
Report
Direction (to/from client)
To
Frequency
2nd working day of each month
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 1:00am
Recommended Schedule 
(AEST/AEDT)
6:30am, 7:30am
HICAPS
NAB Direct Link Local Folder
DTHICAPS
File
HICAPS Tues - Sat File – Transaction reports
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 11:59pm
Recommended Schedule 
(AEST/AEDT)
30 minutes
HICAPS
NAB Direct Link Local Folder
DTHICSSI
File
HICAPS CSS File
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
3:00am to 4:00am
Recommended Schedule 
(AEST/AEDT)
30 minutes
HICAPS
NAB Direct Link Local Folder
DTHIDLYI
File
HICAPS Tues- Sat File - HICAPS Reconciliation
File Type
Report
Direction (to/from client)
To
Frequency
Tues to Sat
Approximate Delivery Timeframes
(AEST/AEDT)
12:00am to 1:00am
Recommended Schedule 
(AEST/AEDT)
30 minutes

Please note: Report files are not produced on national public holidays, they will be available on the following business day.

Contact us for NAB Direct Link enquiries

Speak to someone for help with NAB Direct Link.

Call us

Monday to Friday, 7:30am to 8:00pm (AEST/AEDT)
Saturday, 9:00am to 2:00pm (AEST/AEDT)

Within Australia: 1300 888 413

Overseas: +61 3 8641 9930

Terms and Conditions