Features and benefits of NAB Transact

  • Easy set up with options to host your payment page with us or integrate with your website.

  • Up to 12 months of reporting.

  • Security token for an added layer of protection.

  • Accepts Visa, Mastercard®, UnionPay International, American Express®, JCB and Diners Club.

  • Offline website, phone and mail orders processed through Virtual Terminal.

  • Recurring card payments via NAB Transact Batch or Scheduled Payments.

  • NAB Business Transaction Account customers have the added benefit of same day settlement  for transactions processed by 9:30pm (AEST/AEDT), increased included monthly card transactions  and reduced excess usage rate .

NAB Transact rates and fees

Check out our pricing options based on your card turnover. Select a pricing plan for NAB Transact that suits your business.

Set up fee

$ 0

No NAB set up fees.

Monthly card turnover fee

$ 30

$30  merchant service fee per month on monthly card turnover of up to $2,000  when settling to a NAB business account or when settling to non-NAB account monthly card turnover of up to $1,575 .

Fee per transaction exceeding card turnover limits

1.50 %

1.50% per transaction exceeding $2,000 when settling to a NAB business account or 1.90% per transaction exceeding $1,575 when settling to non-NAB account.

Additional fee per transaction

$ 0.30

A $0.30 additional fee per transaction applies.

Negotiated pricing

Negotiated pricing is available to merchants who meet the relevant criteria available on application.

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT).

Important Applying for NAB Transact

Please read through our eligibility criteria before applying.

Eligibility criteria

Please ensure you meet all following eligibility criteria:

  • You have an active ABN.

  • You're the business owner or director of an Australian private company, or an office holder for a not-for-profit, community club or community organisation.

  • You’ve not had a merchant facility terminated by an Australian financial institution within the last 12 months.

Before applying

Before applying for NAB Transact, check with your website provider to confirm that your website is compatible and to make sure that your existing gateway provider can integrate with us.

Compatibility checklist

Your website will need to include the following information:

  • Your business name (and ABN as applicable).

  • The address of your place of business in Australia (not a PO Box).

  • Your business contact details, including telephone and email address.

  • Clear descriptions of the products and/or services being offered to customers, including price in relevant currency.

  • Your refund exchange policy, including the process for cancellation of a transaction by a cardholder.

  • Your delivery timeframe for goods and services.

  • Details of any Australian export restrictions (if applicable).

  • Your privacy policy and how you intend to deal with, or share, personal information obtained from and about the cardholder.

  • A description of the measures you have in place to maintain the security of cardholder's account data.

Getting started Get in touch with our Transactional Banking Specialist Team today.

Complete the form in under 2 minutes and a business banking specialist will contact you.
Get started

Speak to a business banking specialist on 1300 338 767, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

Other business products to consider

Complete your business banking set up with these banking solutions.

EFTPOS machines

Our EFTPOS machines are ideal for fast, secure, and simple payments in-store or on the move.

NAB Gateway

The fast easy and reliable way for your business to take online payments.

Business transaction accounts

Whether your business is getting started or growing, we've got the right transaction account for you.

Contact us

Talk to a Transactional Banking Specialist

Let us help with your business banking needs, Monday to Friday, 8:00am to 6:00pm (AEST/AEDT)

1300 338 767

24/7 Terminal support

Call us for terminal support 24/7.

1300 369 852

eCommerce and Online support

Call us for NAB Transact support Monday to Friday, 8:00am to 8:00pm (AEST/AEDT)

Call us for NAB Gateway support 24/7.

1300 369 852

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