Upcoming personal credit card changes
From 18 April 2024, we’re making changes to personal credit cards and some updates to the terms and conditions.
Overview
- Complimentary insurances – see the Insurance section for details.
- Up to 55 Interest free days on purchases.
- Minimum Credit limit $6000.
- Add an additional cardholder at no extra cost.
Rates and fees
Variable purchase rate
13.99% p.a.
Variable cash advance rate
21.74% p.a.
Standard balance transfer rate
0% p.a. for 12 months
Balance transfers
We can’t process balance transfers from certain issuers – see our indicative list.
Balance transfer fee
3% balance transfer fee applies.
Annual card free
$100 p.a.
Other fees may apply.
Annual card fee and interest rates are subject to change. Correct as at 5 February 2022. View full details of fees and charges.
Insurance
Complimentary insurances include:
- International travel insurance
- Domestic travel insurance
- Rental vehicle excess insurance in Australia
- Purchase protection insurance
- Extended warranty insurance
Benefits of Visa
- Special offers on shows, events, experiences and movies from Visa Entertainment, opens in new window.
- Make contactless purchases, opens in new window under $100.
- Shop with confidence online with Visa Secure.
- Emergency travel assistance from Visa Global Customer Assistance Services, opens in new window, 24 hours, 7 days a week.
Other NAB credit cards
NAB Low Rate Card
Our low rate credit cards can give you the peace of mind that comes with a low interest rate.
NAB Low Fee Card
Enjoy our lowest annual card fee of only $30, so you can save your cash for the things you love.
Credit cards
Compare between our credit cards to find the right one for you.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
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