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Are you a new or existing customer? If you have ever been a NAB customer, select Existing.

New

Eligibility Applying online

  1. You're over 55 years old and retired

  2. You're an Australian resident for tax purposes

  3. You're an individual (not a joint applicant)

  4. You have your ID ready

Security We need to verify your identity

In this application, we need to successfully electronically verify your identity to open your new account. You’ll need to provide at least one of the following forms of ID, but it’s best to have two ready in case we need more information.

  • Australian passport

  • Foreign passport

  • Australian driver’s licence

  • Medicare card
If you're not over 55 and retired, but receive a government pension or allowance, you'll need to visit a NAB branch to open an account. Bring your passport or driver's licence and proof that you are a government concession card holder such as a utility bill).

If you’re opening a joint account, you’ll also need to visit a NAB branch.

If you're Aboriginal or Torres Strait Islander and you don't have any of the required forms of identification, please call our Indigenous Customer Service line on 1800 966 100 Monday to Friday, 8:00am to 7:00pm (AEST/AEDT) or visit your nearest NAB branch.

Ready to apply?

If you've checked you're eligible to apply and have all your documents ready, let's get started.

Get started

Existing

Applying online

  1. You're over 55 years old and retired

  2. You're an Australian resident for tax purposes

  3. You're an individual (not a joint applicant)

  4. Have your NAB IDYour NAB ID is an 8 to 10 digit number given to you when you first become a NAB customer.  There are three ways to find your NAB ID: 1. We send it to you via email and SMS when you first become a customer. 2. On the back of your credit card or debit card, above the magnetic strip. Not all cards have this. 3. In the NAB app once you've registered for internet banking. Your NAB ID can be found under More and then My Details. This option is only available for personal profiles (not business ones). and password ready to use
If you're not over 55 and retired, but receive a government pension or allowance, you'll need to visit a NAB branch to open an account. Bring your passport or driver's licence and proof that you are a government concession card holder such as a utility bill).

If you’re opening a joint account, you’ll also need to visit a NAB branch.

Ready to apply?

If you've checked you're eligible to apply, let's get started.

  • Save time by logging into NAB Internet Banking when prompted.
Get started

Terms and Conditions

Product benefits, rates and key fees are shown during the application. Check these details to make sure these are what you are looking for before submitting your application.

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Products Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.