Overview
- Earn Qantas Points on everyday purchases (up to $6,000 per statement period).
- Complimentary Qantas Frequent Flyer membership (required to earn Qantas Points).
- Complimentary insurancesView Disclaimer 1 - see the Insurance section for details.
- NAB Concierge Service - your own personal assistant 24 hours, 7 days a week.
- Access to our NAB Service Centre 24 hours, 7 days a week.
Benefits of Visa
- Special offers on shows, events, experiences and movies from Visa Entertainment, opens in new window.
- Make contactless purchases, opens in new window under $100.
- Shop with confidence online with Visa Secure.
- Emergency travel assistance from Visa Global Customer Assistance Services, opens in new window, 24 hours, 7 days a week.
Rates and fees
Variable purchase rate
20.99% p.a.View Disclaimer 2
Variable cash advance rate
21.74% p.a.View Disclaimer 2
Standard balance transfer rate
0% p.a. for 12 monthsView Disclaimer 3
Balance transfers
We can’t process balance transfers from certain issuers – see our indicative list.View Disclaimer 4
Balance transfer fee
3% balance transfer fee applies.View Disclaimer 3
Annual card fee
$195
Other fees may apply.
Annual card fee and interest rates are subject to change. Correct as at 5 February 2022. View full details of fees and charges.
Rewards
Earn Qantas Points
Earn Qantas Frequent Flyer points on everyday purchases and redeem them for rewards in the Qantas Frequent Flyer program. Rewards include Award flights or a variety of products and vouchers from the Qantas Frequent Flyer Store.
Plus, earn one bonus point for every dollar you spend on your NAB Qantas Plus Card on selected Qantas products and services, including eligible Qantas flights.
Total spent on eligible purchases per statement cycle | Points earn rate |
---|---|
For the first $3,000 ($0 - $3,000) | One point per $1.50 |
For the next $3,000 ($3,001 - $6,000)* | One point per $3 |
*Points are capped at $6,000 spend per statement period.
Complimentary Qantas Frequent Flyer Membership
To earn points you need to be a member of the Qantas Frequent Flyer program and have provided NAB your Qantas Frequent Flyer membership number. You can join at qantas.com.au/joinffnab, opens in new window. All Qantas Frequent Flyer points are credited directly to your membership account, making it even easier to earn and redeem rewards.
If you’re not already a Qantas Frequent Flyer member, we've arranged for the Qantas Frequent Flyer membership joining fee to be waived when you join at qantas.com.au/joinffnab, opens in new window. That’s a saving of $82.50.
Once you have your Qantas Frequent Flyer membership number (obtained through qantas.com.au/joinffnab, opens in new window) contact us so you earn points as soon as you start using your cards.
The Qantas Frequent Flyer program Terms and Conditions apply. For more information, visit qantas.com.au/frequentflyer, opens in new window and read the NAB Qantas Credit Card Account Reward Terms and Conditions.
Insurance
These insurances are complimentary with your NAB Qantas Plus CardView Disclaimer 1. These are just brief summaries, and you should read the NAB Card Insurance Policy Information Booklet (PDF, 489KB), opens in new window for full details, including exclusions. You can also call Allianz Global Assistance (AGA) 1800 187 025.
International travel insuranceView Disclaimer 1
Cover for travel cancellation, overseas medical expenses, travel delay, lost luggage or travel documents, rental vehicle excess, accidental death, permanent disability and personal liability.
To qualify, use your NAB Qantas Plus Card to purchase a minimum of $500 of your prepaid transportation costs (including travel by air, rail, road or watercraft) and/or accommodation costs and/or organised land tour costs all of which are inclusive of any charges, fees and/or taxes (excluding foreign currency and travellers cheques) on your NAB Qantas Plus Card.
Other eligibility criteria also apply.
Domestic travel insuranceView Disclaimer 1
You're covered if, during a domestic flight, your luggage is lost or delayed or if you have to cancel or amend a domestic flight due to serious illness.
Rental vehicle excess insurance in AustraliaView Disclaimer 1
Designed to cover you where your rental vehicle was rented in Australia and is involved in an accident while you are driving it or is damaged or stolen.
Purchase protection insuranceView Disclaimer 1
Protection for new items purchased with your NAB Qantas Plus Card, if they're stolen or accidentally damaged within 90 days of receiving the covered item.
Extended warranty insuranceView Disclaimer 1
If you purchase a new domestic appliance in Australia using your NAB Qantas Plus Card you'll receive an extension of its original Australian manufacturer's warranty for up to 12 months.
Other NAB credit cards
NAB Qantas Rewards Premium Credit Card
Apply today for a rewards card that offers platinum services and and an opportunity to earn bonus Qantas Points.
NAB Qantas Rewards Signature Card
Apply today to take advantage of earning bonus Qantas Points and enjoying other great rewards.
Credit cards
Compare between our credit cards to find the right one for you.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Terms and Conditions
- Disclaimer 1
Insurance
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the insurance information booklet. The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the NAB Card Insurance Policy Information Booklet Dated 1 November 2023 (PDF, 489KB), opens in new window, which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, refer to the NAB Card Insurance Policy Information Booklet dated 30 June 2022 (PDF, 604KB), opens in new window.
- Disclaimer 2
Variable interest rates current as at date
Interest rates are current as at today and are subject to change.
- Disclaimer 3
Balance transfer 12 month offer rate
After 12 months, any unpaid balance transfers will attract the variable cash advance rate (currently 21.74% p.a. as at today). The one-off balance transfer fee of 3% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change. While you have an outstanding balance transfer, interest free days on purchases only applies if you pay the interest free days payment in full by the due date each month. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. In addition to this acquisition rate, which is available only at card application, other balance transfer offers may be available on your card from time to time. You can find out more information about the ongoing balance transfer rates of your card.
- Disclaimer 4
Balance transfer indicative list
You’ll need to make sure your BPAY® reference number for your non-NAB card is the same as your non-NAB card number as we use this number to process your balance transfer request. If these numbers are not the same, we won’t be able to process your balance transfer. Please check the numbers match before applying for a new card with a balance transfer or requesting balance transfer on an existing card. Your BPAY reference number can be found on your credit card statement.
We are aware that some card numbers and BPAY reference numbers don’t match for cards from the following issuers:
- Bendigo Bank
- ING
- Latitude Finance
- Great Southern Bank
- Heritage Bank
- Adelaide Bank
- credit unions
- AMEX cards
Note: this is an indicative list.
Apologies but the Important Information section you are trying to view is not displaying properly at the moment. Please refresh the page or try again later.
BPAY® is registered to BPAY Pty Ltd ABN 69 079 137 518.