Understanding our rates

These are our current fixed and variable home loan interest rates for new loans for both owner occupiers and investors. Our interest rates are NAB’s advertised indicator rates plus or minus any margins.

See also our current indicator rates (PDF, 41KB), opens in new window used to calculate our current interest rates.

Variable home loan interest rates

For more information on comparison rates please refer to our important information below.

NAB Base Variable Rate Home Loan

Table of interest rates for different home loan types of a NAB Base Variable Rate Home Loan.
 

Interest rate

Comparison rate

Principal and interest

6.44% p.a.

6.48% p.a.
Learn more about the NAB Base Variable Rate Home Loan

NAB Tailored Home Loan - Principal and Interest - Owner Occupier

NAB Tailored Home Loan (Variable, Owner Occupier, Principal and Interest)
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.79% p.a. 6.87% p.a.
60.01% - 70% 6.79% p.a. 6.87% p.a.
70.01% - 80% 6.99% p.a. 7.07% p.a.
80.01% or more 6.99% p.a. 7.07% p.a.
Learn more about the variable rate with offset NAB Tailored Home Loan

NAB Choice Package – Principal and Interest

Table of interest rates for different home loan amounts with a NAB Choice Package – Principal and Interest.
 

Interest rate

Comparison rate

Loan amount of less than $250,000

8.17% p.a.

8.51% p.a.

Loan amount of between $250,000 and $749,000

7.92% p.a.

8.27% p.a.

Loan amount of $750,000 and above

7.87% p.a.

8.22% p.a.
Learn more about the NAB Choice Package – Principal and Interest

NAB Base Variable Rate Home Loan – Interest Only

Table of interest rates for different home loan types of a NAB Base Variable Rate Home Loan.
 

Interest rate

Comparison rate

Interest only 7.34% p.a. 6.87% p.a.
Learn more about the NAB Base Variable Rate Home Loan

NAB Tailored Home Loan - Interest Only - Owner Occupier

NAB Tailored Home Loan (Variable, Owner Occupier, Interest Only)
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 7.26% p.a. 7.07% p.a.
60.01% - 70% 7.26% p.a. 7.07% p.a.
70.01% - 80% 7.46% p.a. 7.27% p.a.
80.01% or more 7.46% p.a. 7.27% p.a.
Learn more about the variable rate with offset NAB Tailored Home Loan

NAB Choice Package – Interest Only

Table of interest rates for different home loan amounts with a NAB Choice Package – Interest Only.
 

Interest rate

Comparison rate

Loan amount of less than $250,000

8.74% p.a.

8.76% p.a.

Loan amount of between $250,000 and $749,000

8.49% p.a.

8.51% p.a.

Loan amount of $750,000 and above

8.44% p.a.

8.46% p.a.
Learn more about the NAB Choice Package – Interest Only

NAB Base Variable Rate Home Loan – Residential Investment

Table of interest rates for different home loan types of a NAB Base Variable Rate Home Loan – Residential Investment.
 

Interest rate

Comparison rate

Principal and interest

 6.96% p.a. 7.00% p.a.
Learn more about the NAB Base Variable Rate Home Loan

NAB Tailored Home Loan - Principal and Interest - Residential Investor

NAB Tailored Home Loan (Variable, Residential Investor, Principal and Interest)
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 7.09% p.a. 7.17% p.a.
60.01% - 70% 7.09% p.a. 7.17% p.a.
70.01% - 80% 7.29% p.a. 7.37% p.a.
80.01% or more 7.29% p.a. 7.37% p.a.
Learn more about the variable rate with offset NAB Tailored Home Loan

NAB Choice Package – Principal and Interest – Residential Investment

Table of interest rates for different home loan amounts with a NAB Choice Package – Principal and Interest ---Residential Investors.

 

Interest rate

Comparison rate

Loan amount of less than $250,000 

8.77% p.a.

9.11% p.a.

Loan amount of between $250,000 and $749,000

8.52% p.a.

8.86% p.a.

Loan amount of $750,000 and above

8.47% p.a.

8.81% p.a.
Learn more about the NAB Choice Package – Principal and Interest

NAB Base Variable Rate Home Loan – Residential Investment – Interest Only

Table of interest rates for different home loan types of a NAB Base Variable Rate Home Loan – Residential Investment.
 

Interest rate

Comparison rate

Interest Only

7.67% p.a. 7.32% p.a.
Learn more about the NAB Base Variable Rate Home Loan

NAB Tailored Home Loan - Interest only - Residential Investor

NAB Tailored Home Loan (Variable, Residential Investor, Interest Only)
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 7.29% p.a. 7.26% p.a.
60.01% - 70% 7.29% p.a. 7.26% p.a.
70.01% - 80% 7.49% p.a. 7.46% p.a.
80.01% or more 7.49% p.a. 7.46% p.a.
Learn more about the variable rate with offset NAB Tailored Home Loan

NAB Choice Package – Interest Only – Residential Investment

Table of interest rates for different home loan amounts with a NAB Choice Package – Interest Only – Residential Investment.

 

Interest rate

Comparison rate

Loan amount of less than $250,000 

9.07% p.a.

9.23% p.a.

Loan amount of between $250,000 and $749,000

8.82% p.a.

8.98% p.a.

Loan amount of $750,000 and above

8.77% p.a.

8.93% p.a.
Learn more about the NAB Choice Package – Interest Only

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Fixed home loan interest rates

For more information on comparison rates please refer to our important information below.

NAB Tailored Home Loan - Principal and Interest - Owner Occupier

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.29% p.a. 6.82% p.a.
60.01% - 70% 6.29% p.a. 6.82% p.a.
70.01% - 80% 6.34% p.a. 7.00% p.a.
80.01% or more 6.34% p.a. 7.00% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.04% p.a. 6.72% p.a.
60.01% - 70% 6.04% p.a. 6.72% p.a.
70.01% - 80% 6.09% p.a. 6.89% p.a.
80.01% or more 6.09% p.a. 6.89% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 5.89% p.a. 6.62% p.a.
60.01% - 70% 5.89% p.a. 6.62% p.a.
70.01% - 80% 5.94% p.a. 6.77% p.a.
80.01% or more 5.94% p.a. 6.77% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 6.67% p.a.
60.01% - 70% 6.24% p.a. 6.67% p.a.
70.01% - 80% 6.29% p.a. 6.81% p.a.
80.01% or more 6.29% p.a. 6.81% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.29% p.a. 6.65% p.a.
60.01% - 70% 6.29% p.a. 6.65% p.a.
70.01% - 80% 6.34% p.a. 6.79% p.a.
80.01% or more 6.34% p.a. 6.79% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Choice Package – Principal and Interest

Table of fixed interest rates for our NAB Choice Package – Principal and Interest.
  Interest rate Comparison rate
1-year period 6.29% p.a.
 8.30% p.a.
2-year period 6.04% p.a. 8.06% p.a.
3-year period 5.89% p.a. 7.83% p.a.
4-year period 6.24% p.a. 7.78% p.a.
5-year period 6.29% p.a. 7.66% p.a.
Learn more about the NAB Choice Package – Principal and Interest

NAB Tailored Home Loan - Interest Only in Arrears - Owner Occupier

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.49% p.a. 7.00% p.a.
60.01% - 70% 6.49% p.a. 7.00% p.a.
70.01% - 80% 6.54% p.a. 7.18% p.a.
80.01% or more 6.54% p.a. 7.18% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.34% p.a. 6.90% p.a.
60.01% - 70% 6.34% p.a. 6.90% p.a.
70.01% - 80% 6.39% p.a. 7.07% p.a.
80.01% or more 6.39% p.a. 7.07% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.19% p.a. 6.78% p.a.
60.01% - 70% 6.19% p.a. 6.78% p.a.
70.01% - 80% 6.24% p.a. 6.93% p.a.
80.01% or more 6.24% p.a. 6.93% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.49% p.a. 6.80% p.a.
60.01% - 70% 6.49% p.a. 6.80% p.a.
70.01% - 80% 6.54% p.a. 6.94% p.a.
80.01% or more 6.54% p.a. 6.94% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.69% p.a. 6.83% p.a.
60.01% - 70% 6.69% p.a. 6.83% p.a.
70.01% - 80% 6.74% p.a. 6.96% p.a.
80.01% or more 6.74% p.a. 6.96% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Owner Occupier

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.39% p.a. 7.01% p.a.
60.01% - 70% 6.39% p.a. 7.01% p.a.
70.01% - 80% 6.44% p.a. 7.20% p.a.
80.01% or more 6.44% p.a. 7.20% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 6.92% p.a.
60.01% - 70% 6.24% p.a. 6.92% p.a.
70.01% - 80% 6.29% p.a. 7.09% p.a.
80.01% or more 6.29% p.a. 7.09% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.09% p.a. 6.81% p.a.
60.01% - 70% 6.09% p.a. 6.81% p.a.
70.01% - 80% 6.14% p.a. 6.97% p.a.
80.01% or more 6.14% p.a. 6.97% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.39% p.a. 6.85% p.a.
60.01% - 70% 6.39% p.a. 6.85% p.a.
70.01% - 80% 6.44% p.a. 6.99% p.a.
80.01% or more 6.44% p.a. 6.99% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.59% p.a. 6.89% p.a.
60.01% - 70% 6.59% p.a. 6.89% p.a.
70.01% - 80% 6.64% p.a. 7.03% p.a.
80.01% or more 6.64% p.a. 7.03% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Choice Package – Interest Only in Arrears

Table of fixed interest rates for our NAB Choice Package – Interest Only in Arrears.
  Interest rate Comparison rate
1-year period 6.49% p.a.
 8.51% p.a.
2-year period 6.34% p.a. 8.26% p.a.
3-year period 6.19% p.a. 8.01% p.a.
4-year period 6.49% p.a. 7.91% p.a.
5-year period 6.69% p.a. 7.83% p.a.
Learn more about the NAB Choice Package – Interest Only in Arrears

NAB Tailored Home Loan - Principal and Interest - Residential Investor

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.44% p.a. 7.10% p.a.
60.01% - 70% 6.44% p.a. 7.10% p.a.
70.01% - 80% 6.49% p.a. 7.29% p.a.
80.01% or more 6.49% p.a. 7.29% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 7.00% p.a.
60.01% - 70% 6.24% p.a. 7.00% p.a.
70.01% - 80% 6.29% p.a. 7.17% p.a.
80.01% or more 6.29% p.a. 7.17% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.09% p.a. 6.88% p.a.
60.01% - 70% 6.09% p.a. 6.88% p.a.
70.01% - 80% 6.14% p.a. 7.04% p.a.
80.01% or more 6.14% p.a. 7.04% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.44% p.a. 6.93% p.a.
60.01% - 70% 6.44% p.a. 6.93% p.a.
70.01% - 80% 6.49% p.a. 7.07% p.a.
80.01% or more 6.49% p.a. 7.07% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.49% p.a. 6.91% p.a.
60.01% - 70% 6.49% p.a. 6.91% p.a.
70.01% - 80% 6.54% p.a. 7.04% p.a.
80.01% or more 6.54% p.a. 7.04% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Choice Package – Principal and Interest – Residential Investment

Table of interest rates for different home loans with a NAB Choice Package – Principal and Interest – Residential Investment.
  Interest rate Comparison rate
1-year period 6.44% p.a. 8.84% p.a.
2-year period 6.24% p.a. 8.56% p.a.
3-year period 6.09% p.a. 8.29% p.a.
4-year period 6.44% p.a. 8.21% p.a.
5-year period 6.49% p.a. 8.06% p.a.
Learn more about the NAB Choice Package – Principal and Interest – Residential Investment

NAB Tailored Home Loan - Interest Only in Arrears - Residential Investor

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.54% p.a. 7.18% p.a.
60.01% - 70% 6.54% p.a. 7.18% p.a.
70.01% - 80% 6.59% p.a. 7.36% p.a.
80.01% or more 6.59% p.a. 7.36% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.34% p.a. 7.07% p.a.
60.01% - 70% 6.34% p.a. 7.07% p.a.
70.01% - 80% 6.39% p.a. 7.24% p.a.
80.01% or more 6.39% p.a. 7.24% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 6.96% p.a.
60.01% - 70% 6.24% p.a. 6.96% p.a.
70.01% - 80% 6.29% p.a. 7.12% p.a.
80.01% or more 6.29% p.a. 7.12% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.64% p.a. 7.02% p.a.
60.01% - 70% 6.64% p.a. 7.02% p.a.
70.01% - 80% 6.69% p.a. 7.17% p.a.
80.01% or more 6.69% p.a. 7.17% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.69% p.a. 6.99% p.a.
60.01% - 70% 6.69% p.a. 6.99% p.a.
70.01% - 80% 6.74% p.a. 7.13% p.a.
80.01% or more 6.74% p.a. 7.13% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Tailored Home Loan - Interest Only in Advance - Residential Investor

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.44% p.a. 7.20% p.a.
60.01% - 70% 6.44% p.a. 7.20% p.a.
70.01% - 80% 6.49% p.a. 7.38% p.a.
80.01% or more 6.49% p.a. 7.38% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 7.10% p.a.
60.01% - 70% 6.24% p.a. 7.10% p.a.
70.01% - 80% 6.29% p.a. 7.27% p.a.
80.01% or more 6.29% p.a. 7.27% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.14% p.a. 7.00% p.a.
60.01% - 70% 6.14% p.a. 7.00% p.a.
70.01% - 80% 6.19% p.a. 7.16% p.a.
80.01% or more 6.19% p.a. 7.16% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.54% p.a. 7.08% p.a.
60.01% - 70% 6.54% p.a. 7.08% p.a.
70.01% - 80% 6.59% p.a. 7.22% p.a.
80.01% or more 6.59% p.a. 7.22% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.59% p.a. 7.10% p.a.
60.01% - 70% 6.59% p.a. 7.10% p.a.
70.01% - 80% 6.64% p.a. 7.24% p.a.
80.01% or more 6.64% p.a. 7.24% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Tailored Home Loan - Interest Only in Advance - Share Investment - Residential Investor

1-year fixed period

1-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.39% p.a. 7.01% p.a.
60.01% - 70% 6.39% p.a. 7.01% p.a.
70.01% - 80% 6.44% p.a. 7.20% p.a.
80.01% or more 6.44% p.a. 7.20% p.a.

2-year fixed period

2-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.24% p.a. 6.92% p.a.
60.01% - 70% 6.24% p.a. 6.92% p.a.
70.01% - 80% 6.29% p.a. 7.09% p.a.
80.01% or more 6.29% p.a. 7.09% p.a.

3-year fixed period

3-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.09% p.a. 6.81% p.a.
60.01% - 70% 6.09% p.a. 6.81% p.a.
70.01% - 80% 6.14% p.a. 6.97% p.a.
80.01% or more 6.14% p.a. 6.97% p.a.

4-year fixed period

4-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.39% p.a. 6.85% p.a.
60.01% - 70% 6.39% p.a. 6.85% p.a.
70.01% - 80% 6.44% p.a. 6.99% p.a.
80.01% or more 6.44% p.a. 6.99% p.a.

5-year fixed period

5-year fixed period
Loan to Value Ratio (LVR) Interest rate Comparison rate
60% or less 6.59% p.a. 6.89% p.a.
60.01% - 70% 6.59% p.a. 6.89% p.a.
70.01% - 80% 6.64% p.a. 7.03% p.a.
80.01% or more 6.64% p.a. 7.03% p.a.
Learn more about the fixed rate NAB Tailored Home Loan

NAB Choice Package – Interest Only in Arrears – Residential Investment

Table of fixed interest rates for our NAB Choice Package – Interest Only in Arrears – Residential Investment.
  Interest rate Comparison rate
1-year period 6.54% p.a. 8.95% p.a.
2-year period 6.34% p.a. 8.66% p.a.
3-year period 6.24% p.a. 8.39% p.a.
4-year period 6.64% p.a. 8.31% p.a.
5-year period 6.69% p.a. 8.15% p.a.
Learn more about the NAB Choice Package – Interest Only in Arrears – Residential Investment

NAB Choice Package – Interest Only in Advance – Residential Investment

Table of fixed interest rates for our NAB Choice Package – Interest Only in Advance – Residential Investment.
  Interest rate Comparison rate
1-year period 6.44% p.a. 8.97% p.a.
2-year period 6.24% p.a. 8.70% p.a.
3-year period 6.14% p.a. 8.44% p.a.
4-year period 6.54% p.a. 8.38% p.a.
5-year period 6.59% p.a. 8.24% p.a.
Learn more about the NAB Choice Package – Interest Only in Advance – Residential Investment

NAB Choice Package – Interest Only in Advance – Share Investment

Table of fixed interest rates for our NAB Choice Package – Interest Only in Advance – Share Investment
  Interest rate Comparison rate
1-year period 6.39% p.a.
 8.53% p.a.
2-year period 6.24% p.a. 8.30% p.a.
3-year period 6.09% p.a. 8.06% p.a.
4-year period 6.39% p.a. 7.98% p.a.
5-year period 6.59% p.a. 7.91% p.a.
Learn more about the NAB Choice Package – Interest Only in Advance – Share Investment

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Get the flexibility you need with our lines of credit

Access credit for specific purposes with one of our flexible lines of credit.

NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Arrears

The fixed rates for a NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Arrears vary based on the length of the fixed rate period. This type of credit is no longer available to personal banking customers.

Table of fixed interest rates for our NAB Portfolio Facility or NAB Private Portfolio Facility – Interest only in Arrears
  Interest rate
1-year period 6.64% p.a.
2-year period 6.44% p.a.
3-year period 6.34% p.a.
4-year period 6.74% p.a.
5-year period 6.79% p.a.
Learn more about the NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Arrears

NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Advance – Residential Investment

The fixed rates for a NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Advance – Residential Investment vary based on the length of the fixed rate period. This type of credit is no longer available to personal banking customers.

Table of fixed interest rates for our NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Advance – Residential Investment.
  Interest rate
1-year period 6.54% p.a.
2-year period 6.34% p.a.
3-year period 6.24% p.a.
4-year period 6.64% p.a.
5-year period 6.69% p.a.
Learn more about the NAB Portfolio Facility or NAB Private Portfolio Facility – Interest Only in Advance – Residential Investment

NAB FlexiPlus Mortgage Facility 

View the relevant interest rate for the type of mortgage product. This type of credit is restricted to bridging purposes only.

A table of interest rates for the NAB Flexiplus Mortgage Facility.
  Interest rate
FlexiPlus Mortgage 10.11% p.a.
FlexiPlus Mortgage – Choice Package 9.96% p.a.
Learn more about the NAB FlexiPlus Mortgage Facility

NAB Portfolio Facility or NAB Private Portfolio Facility – variable rate 

The variable rates for our portfolio facility will depend on the loan amount. This type of credit is no longer available to personal banking customers.

A table of interest rates for the NAB Portfolio Facility or NAB Private Portfolio Facility.
Loan amount Interest rate
Between $250,000 and $499,999 9.53% p.a.
Between $500,000 and $999,999 9.43% p.a.
$1,000,000 and above 9.33% p.a.
Learn more about the NAB Portfolio Facility

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Contact us for home loan related queries

This is how you can get in touch.

Start a conversation with a banker

  1. Log into either NAB Internet Banking or the NAB app.
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  3. Type ‘speak to a person’ in the conversation window.

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Speak to a home loan expert about a new or existing home loan.

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Terms and Conditions

Other important information

Information and rates are correct as at 16 December 2024 and are subject to change. Applications for credit are subject to NAB’s credit approval criteria. Terms and Conditions apply to all NAB products and are available on application. Fees and charges are payable.

Annual package fee applies for NAB Choice Package (currently $395). Choice Package discounts and benefits only apply whilst your loan is part of a NAB Choice Package. When you apply for the NAB Choice Package, you must include in the package a minimum of $150,000 in eligible lending products (which are existing or approved lending).

View our NAB Choice Package Terms and Conditions (PDF, 143KB), opens in new window

Personal Banking Fees - a guide to fees and charges (PDF, 647KB), opens in new window

Home loan fees and charges

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