Track your bills with Upcoming - NAB

What is 'Upcoming'?

Upcoming is a feature of the NAB app and NAB Internet Banking that’s ready to use when you login.

It uses information about previous regular payments made from personal accounts to predict bill or subscription payments coming up in the next 30 days.

Use it as a reminder to help you track and manage regular bills and subscription payments.

Spending uplift

How Upcoming can help

Better budgeting

When you have details of predicted future bill due dates and payment amounts, it makes it easier to create and maintain a realistic budget.

Forward planning

Plan ahead so that you have time to transfer money between accounts, which may help you avoid overdrawing an account.

Avoid missed payments

Use Upcoming as a reminder to look for missed bills or invoices in your inbox or post to help avoid missed payments.

How our bill tracker works

Identifies payment patterns

Upcoming identifies transactions on your personal accounts that appear to be a pattern of regular payments to certain service providers. 

Estimates due dates and amounts

Once Upcoming identifies a pattern of three regular payments from the same merchant, it estimates the amount and due date of the next predicted payment based on previous payment dates and amounts.

Displays details to help you budget

View the next three predicted payments due or select View all to see predicted payments due in the next 30 days with the service provider name, predicted payment date and amount.

Lets you edit details

You can update the predicted bill details for accuracy like the bill amount, due date, frequency of the bill and the account where the bill is expected to be paid from.

Important information about Upcoming

  • A prediction in Upcoming does not mean money will be automatically drawn from an account. It’s only a prediction based on historical payments.

  • Upcoming may not display the same amounts and dates due that appear on an actual bill.

  • Predicted payments may not actually be a regular bill or subscription payment.

  • Upcoming can’t predict every possible bill or subscription payment you need to pay.

  • Upcoming will stop displaying a predicted bill if the bill isn’t paid as expected and after the due date has passed.

If Upcoming sees regular payments to one of these types of merchants, it will display it as a predicted bill:

  • Utilities
  • Insurance
  • Telecommunications
  • Digital subscriptions
  • Gyms and fitness
  • Education
  • Childcare
  • Aged care
  • Government
  • Amusement parks and zoos
  • Security services
  • Dating agencies
  • Bookkeeping and accounting
  • Legal services
  • Advertising

How to use Upcoming

NAB Internet Banking

Instructions for web browsers

  1. Log into NAB Internet Banking with your 8 to 10-digit NAB ID and password.

  2. Select Transfer & Pay in the top menu

  3. Select ‘Manage’ from the drop down menu, then select ‘Upcoming’

  4. The Upcoming screen includes a total amount of predicted bills during the next 30 days.

  5. To edit information in the prediction, select the pencil icon, make changes then select Save.

NAB app

Instructions for mobile devices

  1. Log into the NAB app on your mobile device.

  2. From the Home menu, scroll to the Upcoming section on your screen to view details of the next three predicted bills.

  3. Tap View all to see predicted bills due in the next 30 days.

  4. The View all screen includes a total amount of predicted bills during the next 30 days.

  5. To edit information in the prediction, select the pencil icon, make changes then select Save.

Other ways to manage your budget

Manage expenses with NAB Now Pay Later

NAB Now Pay Later is a buy now pay later account that can help split unexpected or large bills and expenses into four easy repayments, lessening the burden and stress of paying one upfront bill.

Track your expenses online with Spending

Track expenses in NAB Internet Banking and the NAB app to make it easier to understand where your money is going and help you create a budget and saving plan.

What is overdraw and how to avoid it?

Our article explains what happens if you overdraw your NAB personal transaction or savings account and offers simple tips to avoid it in the future.

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