How does the NAB Private Tailored Package work?
As a NAB Private Wealth client, you have exclusive access to our NAB Private Tailored Package. This includes access to competitive home loan rates within our suite of eligible home loan products and the ability to personalise your package to suit your needs.
You can also combine your NAB Portfolio Package with other select NAB deposit, lending and insurance products for exclusive discounts and savings.
Benefits
Convenience and value
Enjoy the simplicity of having everything in one place for an annual package fee of $395. There are no application or monthly service fees.
Tailored to suit your needs
You choose the eligible home loan option that best suits your needs and personalise your package with our wide range optional product extras. From deposit and credit card accounts to investment lending and insurance options, watch the savings really start to stack up.
Manage your money your way
Organise your borrowings to suit your needs and objectives. Enjoy extra flexibility and features with access to up to 10 offset accounts and repayment certainty by locking your interest rate for a fixed term.
Control from your pocket
Stay on top of your home loan through the NAB app, where you can track your home loan progress and estimate your property equity.
Eligible home loans
The NAB Private Tailored Package allows you to choose variable or fixed home loans structures.
The home loan products you can choose from are:
- Tailored Variable rate with offset - enjoy extra flexibility, features and a rate suitable to your situation with our NAB Tailored Home Loan.
- Tailored Fixed Rate - our fixed rate home loan has set repayments and fixed interest rates that won't change during the fixed term.
Please note that you can’t include a loan in this package if the loan is already in another type of NAB package.
Exclusive discounts and savings on additional product
Transaction account fee waiver
With a NAB Classic Banking account as part of your package, you'll pay no monthly account fees. You'll also be able to link a NAB Platinum Visa Debit card to your account, with the monthly card fee waived for NAB Private clients.
Annual credit card fee waiver
Enjoy no annual credit card fees on up to two eligible NAB credit card accounts that you include in your package. Eligible cards are any NAB personal credit card (except for the NAB Low-Rate Premium Card and the NAB StraightUp Card). Please note that if you’re a company or the card is a business credit card, this offer is not available to include in your package.
Home Insurance
Get up to 10% off the standard premium of eligible policies when you renew an existing policy, or apply for a new one. All you have to do is tell us at the time of applying that you have a NAB Private Tailored Package. Eligible policies include:
Am I eligible to apply?
To be eligible, you must be a Private Wealth client and be approved for a NAB Private Tailored Package. You can then ask us to include the product or service with the benefit in your package. This can be done at the time of application or afterwards (provided there is no exception set out below to adding an existing product or service to your package).
Please note this offer is not applicable for foreign applicants or applicants living overseas.
To further explore this package, you can contact your private banker or request a call back from us to discuss.
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Terms and Conditions
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The information on this website is general in nature and based on information available at the time of publishing, information which we believe is correct and any forecasts, conclusions or opinions are reasonably held or made as at the time of publishing. The information does not constitute financial product or investment advice. Past performance is not necessarily indicative of future results. No warranty is made as to its accuracy, reliability or completeness. To the extent permitted by law, neither National Australia Bank Limited ABN 12 004 044 937, Australian Credit Licence and AFSL No. 230686 or any of its related entities accept liability to any person for loss or damage arising from the use of this information.
You should consider the relevant Product Disclosure Statement and Financial Services Guide (available on request) before deciding whether to acquire, or to continue to hold, any of our products. Target Market Determinations for these products are available at nab.com.au/TMD and jbwere.com.au/other/resources, opens in new window. Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to eligibility and lending criteria.
NAB Private Portfolio Package will not be available to applicants who reside overseas (regardless of citizenship) and/or for applicants who require Foreign Investment Review Board (FIRB) approval to purchase residential property purchase in Australia.
Insurance
Allianz Australia Insurance Limited (ABN 15 000 122 850 AFSL 234708) (Allianz) is the insurer and issuer of this insurance. Allianz has entered into a distribution arrangement with National Australia Bank Limited (ABN 12 004 044 937 AFSL 230686) (NAB). Under this arrangement, NAB is authorised to arrange for the issue of this insurance by Allianz as Allianz's agent. All other services provided by NAB in relation to this insurance are not provided on behalf of Allianz.
NAB is paid commission if Allianz issues you with this insurance (including renewals and variations) and may be entitled to a profit share or marketing allowance if certain thresholds are met in agreed periods regarding this and other types of insurance policies entered into under NAB’s arrangement with Allianz. Details are provided in the NAB Financial Services Guide, available in branch, or by calling 13 29 28 or at nab.com.au/fsg.
Neither NAB, nor any of its related bodies corporate, accepts liability or guarantees payment of any claim or benefit in respect of this insurance. A policy does not represent a deposit with, or a liability of, nor is guaranteed by either NAB or any of its related bodies corporate.
Any advice contained is general only and does not take into account your particular objectives, financial situation or needs. You should consider whether the advice is appropriate for your objectives, financial situation or needs and consult the Policy Document and Product Disclosure Statement (PDS) available in branch, by calling 13 29 28 or at nab.com.au/insurance.
For the standard terms, conditions and exclusions about our insurance, please refer to the Product Disclosure Statement (PDS) and any supplementary PDS (if applicable). Target Market Determinations for these products are available at nab.com.au/TMD.
The information on this page about the insurance coverage is a summary only and you should refer to the PDS and the Policy Wording for full terms, conditions, limits and exclusions that apply. Insurance is subject to eligibility criteria.
Target Market Determinations for these products are available at nab.com.au/TMD.
If you apply for a policy with NAB, or by calling 13 29 28, and tell us at the time of applying that you have a NAB Private Tailored Package, you are eligible for a discount of up to 10% off the standard premium when you renew an existing, or apply for a new, eligible policy for NAB Home and Contents Insurance, NAB Landlord Insurance. These discounts are not available in conjunction with any other payment discount offers applicable to these policies.
Where discounts are applied, your premium is subject to rounding. If more than one discount applies, they’re applied in a predetermined order, so the later discounts apply to the amount already reduced by the earlier discounts instead of the total amount. Discounts do not apply to government taxes and charges.
Most discounts won’t apply below the minimum amount payable for the policy.