Important Upcoming complimentary insurance changes
Effective 1 July 2025 - For some NAB cards, excesses for certain covers will increase, benefit limits will reduce under International Travel Insurance.
Effective 15 May 2026 - For some NAB cards, International Travel, Domestic Travel and Rental Vehicle Excess Insurances will be removed. For some other NAB cards, the cover period for International Travel Insurance will be reduced.
Read summary of changes for further details and how it will affect your insurance cover.
Two Visa Debit cards: Unlimited options
Linked to the funds available in your NAB transaction account, our Visa Debit cards offer security and convenience. Whether you’re travelling overseas, buying something online or shopping at your local supermarket, pay with Visa Debit.
NAB Visa Debit Card
Easy and secure access to your own money, wherever Visa is accepted.
| Monthly card fee | $0 |
|---|---|
| Withdrawal fee at over 4,000 ATMs | $0 |
| Overdrawn feesView Disclaimer 1 | $0 |
Features of this account
NAB Platinum Visa Debit card
With additional features, this platinum debit card is your premium everyday card both at home and overseas.
| Monthly card fee | $10 |
|---|---|
| International transaction fee on purchases | 0% |
| Cash back on contactless purchasesView Disclaimer 2 | 1% |
Features of this account
Use your digital card right away
Add your new card to your digital wallet to start spending with Apple Pay, Google Pay or Samsung Pay before your physical card arrives.
Do more with your money
Open an additional account
Add a savings account or an everyday account as part of your application for your NAB Visa Debit card.
Bucket your money
Use different accounts for different purposes. Bucket your money by opening a ‘bills’ account separate from your ‘everyday spending’ account.
Get set up in the NAB app
Easily view your card details, track your spending, and save for your goals in the NAB app.
Help and support
Guides and support services to help you manage your banking.
Get in touch
Visit a NAB branch
Visit your nearest NAB branch to speak to us in person.
Important Information
- Disclaimer 1
Debit interest
Debit interest may apply to overdrawn amounts. Learn more about our personal account debit interest rates.
- Disclaimer 2
NAB Platinum Visa Debit Card Cashback Eligibility
To be an eligible spend for 1% monthly cashback, a contactless purchase must be made in AUD and processed and debited to your account by the last banking day of the month. Eligible spend is capped at $1,000 per month.
- Disclaimer 3
Insurances
AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is available to eligible NAB cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. This insurance is underwritten by Allianz. NAB is not the product issuer or insurer and neither it nor any of its related bodies corporate guarantee any of the benefits under this cover.
If an eligible person wishes to claim any of these benefits, they will be bound by the eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits contained in the insurance information booklet. The eligibility criteria, terms, conditions, exclusions, limits and applicable sub-limits of the group policy are set out in the NAB Card Insurance Policy Information Booklet dated 1 November 2023 (PDF, 489KB), opens in new window which may be amended from time to time. For insurable events that occurred prior to 1 November 2023, NAB Platinum VISA Debit Cardholders should refer to the NAB Card Insurance Policy Information Booklet dated 30 June 2022 (PDF, 662KB), opens in new window and NAB Visa Debit cardholders should refer to the NAB Purchase Protection Insurance Policy Information Booklet dated 30 June 2022 (PDF, 374KB), opens in new window.
- Disclaimer 4
Concierge Service
This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. Your concierge is available on 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge Service terms and conditions (PDF, 240KB), opens in new window for full details.
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Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for these products are available at nab.com.au/TMD. NAB products issued by NAB.
See our personal banking fees and charges and indicator rates for deposit products.
NAB Internet Banking and NAB app
These products are issued by National Australia Bank Limited.
NAB recommends you consider the NAB Internet Banking terms and conditions document, before making any decisions regarding this product.
The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Apple, iPhone, iPad, Touch ID and the Apple logo are trademarks of Apple Inc., registered in the U.S and other countries. App Store is a service mark of Apple Inc. Google and the Google Logo are registered trademarks of Google Inc. © 2012 Google Inc.