NAB Classic Banking account application checklist - NAB

Eligibility criteria

  1. You're 14 years or older.
    If you’re under the age of 14, you’ll need to visit a NAB branch with your parent or guardian to open your account.

  2. You're an Australian resident for tax purposes.

  3. New to NAB? You'll need one form of ID if you're over 18, or two if you're under 18:

    • Passport (Australian or foreign)
    • Australian driver's licence
    • Birth certificate
    • Medicare card (you'll need a second ID with this)

Other things to consider

  • When applying for a NAB Classic Banking account, you can choose to add a debit card:

    You can also add a savings account:

    • NAB iSaver – a flexible savings account with competitive interest rates.
    • NAB Reward Saver – earn bonus interest when you meet monthly deposit and withdrawal conditions.

  • Effective 15 May 2026, the cover period will reduce for International Travel Insurance.

    Read summary of changes

  • You can apply online to share this account with someone else. If you want deposits or withdrawals to be approved by both account holders, you'll need to visit a branch.

    You can only apply for a joint account in your browser, not via the NAB app.

If you hold a government concession card, let us know during your application so we can set up controls to help prevent your account from becoming overdrawn. You must apply through our concession card holders page to avoid being charged debt interest on overdrawn amounts.

Next

ID Help for First Nations Customers

If you're Aboriginal or Torres Strait Islander and don’t have ID, call our Indigenous Customer Service line on 1800 966 100 Monday to Friday, 8:00am to 7:00pm (AEST/AEDT) or visit a NAB branch.

Terms and Conditions

Product benefits, rates and key fees are shown during the application. Check these details to make sure these are what you are looking for before submitting your application.

Any advice has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate for your circumstances and view the Personal Transaction and Savings Accounts Terms and Conditions. Target Market Determinations for NAB products are available at nab.com.au/TMD. NAB products issued by NAB.

See our personal banking fees and charges and indicator rates for deposit products.