Wholesale investing with NAB Private Wealth
Become a wholesale investor and gain a strategic advantage by unlocking a world of exclusive investment opportunities, insights and specialist support. We’ll help you navigate the nuances of the investment landscape with greater flexibility, sophistication and confidence, ultimately optimising your wealth accumulation potential.
Benefits of being a wholesale investor
Access to a diverse asset universe
Wholesale investors enjoy the privilege of exploring a broad range of options that are often off-limits to the average investor (also known as a retail investor). This includes unlisted fixed income and tailored alternative investments across a variety of asset classes, which can significantly diversify your portfolio.
Access to specialist expertise
Engage with dedicated, experienced investment specialists who have expert knowledge across all major asset classes. Their unique insights into what Australian investors need and how to access the right opportunities will help you shape your investment plans.
Deeper market insight
Receive information and market insights that are not widely available. This allows you to make more informed decisions, stay ahead of market trends and seize opportunities others might miss.
Risk management
Wholesale investors can spread their capital across a wider range of assets, enabling greater diversification to enhance returns. They can also utilise hedging strategies to reduce risk.
Considerations for a wholesale investor
Becoming a wholesale investor may be appropriate if you’re an experienced investor and can make informed decisions. Wholesale investors generally need to be able to assess the risks involved in financial transactions because the advice process and compliance obligations differ significantly. It is important you understand the difference between being classified as a wholesale investor and a retail client.
Product Disclosures
Wholesale clients are not required to receive a Financial Services Guide (FSG), Statement of Advice (SOA) or Product Disclosure Statement (PDS) from their advisor, whereas retail clients must be provided with these documents.
Consumer Protection
Compared to retail clients, wholesale investors are generally not provided with the same level of consumer protection, as set out in the Future of Financial Advice (FOFA) Reforms.
Access exclusive investment opportunities
As a wholesale investor, you’ll have the flexibility to create custom investment strategies that align with your financial goals and risk tolerance. This ensures a tailored approach to wealth management that is uniquely yours.
Access over 10,000 shares (including over 2,000 Australian) and exchange-traded funds (ETFs) through nabtrade.
Access purpose-designed loans enabling you to capture market opportunities in shares and listed funds.
Refine your investment strategy, manage currency risk and capitalise on global currency market movements.
Access ASX listed bonds, as well as unlisted bond opportunities usually reserved exclusively for institutional investors.
Participate in emerging investment opportunities, from an Initial Public Offering (IPO) to listed and unlisted hybrids and bonds, as well as unlisted funds.
Access a new level of control over your portfolio as you shape your investments based on your objectives with Tailored Equity Solutions.
How do I become a wholesale investor?
To qualify and be recognised as a wholesale investor, you need to meet one of the following criteria under the Corporations Act 2001 (Corporations Act).
Sophisticated investor
To qualify as a sophisticated investor, your accountant certifies that you have:
- earned a gross income of $250,000 AUD p.a. or more over the last two financial years; or
- net assets exceeding $2,500,000 AUD or more.
Become a sophisticated investor (PDF, 51KB), opens in new window
Professional investor
To qualify as a professional investor, you demonstrate evidence of either:
- holding an Australian Financial Services Licence (AFSL); or
- controlling gross assets of at least $10,000,000 AUD.
Become a professional investor (PDF, 63KB), opens in new window
To further explore becoming a wholesale investor, you can contact your investment specialist or call our Investor Desk.
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Talk to a specialist
To explore investment opportunities, contact your investment specialist or call our Investor Desk.
Call us on 1300 683 106
Email a specialist
Send us an email enquiry and one of our team members will get back to you.
For insights and research
Discover the latest thinking on investment insights, strategies and market commentary.
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The information on this website is general in nature and based on information available at the time of publishing, information which we believe is correct and any forecasts, conclusions or opinions are reasonably held or made as at the time of publishing. The information does not constitute financial product or investment advice. Past performance is not necessarily indicative of future results. No warranty is made as to its accuracy, reliability or completeness. To the extent permitted by law, neither National Australia Bank Limited ABN 12 004 044 937, Australian Credit Licence and AFSL No. 230686 or any of its related entities accept liability to any person for loss or damage arising from the use of this information.
You should consider the relevant Product Disclosure Statement and Financial Services Guide (available on request) before deciding whether to acquire, or to continue to hold, any of our products. Target Market Determinations for these products are available at nab.com.au/TMD and jbwere.com.au/other/resources, opens in new window. Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to eligibility and lending criteria.
Fees and charges are payable. Terms and conditions apply and are available on request from NAB. Our credit products are subject to normal lending criteria.
All products and services mentioned on this website are issued by National Australia Bank Limited ABN 12 004 044 937, Australian Credit Licence and AFSL No. 230686 (NAB), except wealth advice services, which are provided by JBWere Limited ABN 68 137 978 360 AFSL No. 341162 (JBWere), and nabtrade, which is the information, trading and settlement service provided by WealthHub Securities Limited ABN 83 089 718 249 AFSL No. 230704 (WealthHub Securities). JBWere and WealthHub Securities are wholly owned subsidiaries of NAB.
WealthHub Securities’ and JBWere’s obligations do not represent deposits or other liabilities of NAB. NAB does not guarantee its subsidiaries’ obligations or performance, or the products or services its subsidiaries offer. You may be exposed to investment risk, including loss of income and principal invested.
Information correct as at January 2024.
©2024 NAB Private Wealth is a division of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. ©2024 JBWere Limited ABN 68 137 978 360 AFSL No. 341162. ©2024 WealthHub Securities Limited ABN 83 089 718 249 AFSL 230704.