Why NAB Now Pay Later is great
No interest. No fees.
Pay zero interest, late fees, Australian account or international transaction fees. NAB Now Pay Later has no hidden fees that you need to worry about.
Shop safely anywhere
Enjoy the convenience and ease of making secure online and in-store purchases with the NAB Now Pay Later card and its dynamic CVV. No minimum purchase amount.
Get your NAB Goodies
Get access to personalised cashback offers with NAB Goodies and make qualifying purchases with NAB Now Pay Later. It’s our way of saying thank you for banking with us.
NAB Goodies featured offer
Get discounted movie eVouchers from $13.50View Disclaimer 1
Grab your family and friends and head out to the movies. From classic comedies to epic adventures, there’s a movie to suit everyone. Thanks to NAB Goodies, you can now purchase discounted movie eVouchers for use at Event Cinemas and Village Cinemas participating locations.
Movie eVouchers will be sent by mail to the email address you nominated at checkout.
Allow 1 hour for your eVoucher to activate prior to redeeming.
Offer ends 30 June 2025.
Existing customers
Apply directly in the NAB app. Scan the QR code to open the app and apply for NAB Now Pay Later.
Having trouble with the QR code? Make sure your NAB app is up to date, then search 'NAB Now' to get started.
New to NAB
Start your NAB Now Pay later journey by opening a NAB Classic Banking account solely in your name.
Existing customers
Open the app to apply for NAB Now Pay Later now.
Make sure you have the NAB app downloaded on your device and it's up to date
Having trouble with the app link? If your app is up to date, just search 'NAB Now' in the NAB app to get started.
New to NAB
Start your NAB Now Pay Later journey by opening a no-fee NAB Classic Banking account solely in your name.
How it works
NAB Now Pay Later is our new buy now pay later account. It's a simple way to split your everyday purchases into four instalments so you can stay in control of your cash flow.
Pay anywhere online or in-store with your digital card
To shop in-store, simply tap to pay with your digital wallet. To pay online, securely access your digital card details in the NAB app.
Get notified when it's time to make a repayment
To keep you on track, we'll send you a notification the day before your instalment is due.
Manage your repayments in the NAB app
Simply open your NAB Now Pay Later account to view and pay your instalments. We make life easy by highlighting repayments as they approach.
Make the most of NAB Now Pay Later
Manage expenses with NAB Now Pay Later
NAB Now Pay Later is a buy now pay later account that can help split unexpected or large bills and expenses into four easy repayments, lessening the burden and stress of paying one upfront bill.
NAB Now Pay Later for travel and holidays
Find out how you can use NAB Now Pay Later for purchases when you’re travelling or on holiday.
Manage school expenses with NAB Now Pay Later
Learn how you can split school and university expenses into four simple repayments with buy now pay later.
Related products and services
Explore other options to help you with your everyday banking needs.
Savings accounts
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Credit cards
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Personal loans
You can use our personal loans to get the car you want, consolidate your debts or for something else, like a new motorbike, boat, or renovation.
Terms and Conditions
- Disclaimer 1
Under this offer you can purchase discounted movie eVouchers as part of NAB Goodies (“the Offer”). The eVouchers are redeemable for a movie ticket at participating Events and Village cinema participating locations and are subject to the eVoucher’s terms. eVouchers expire 12 months after the purchase date.
The Offer is valid from 14 March 2025, 00:00 AEDT until 30 June 2025, 23:59AEST (“Offer Period”).
To participate in the Offer:
- Eligible NAB customers can visit the NAB x Event Cinemas page, opens in new window during the Offer Period.
- Select your preferred eVouchers (up to a limit of five per transaction), add to cart and create or login to your Event Cinemas account. The price that is shown includes the discount.
- Pay with an Eligible NAB Visa Card (NAB personal Visa debit card, NAB personal Visa credit card, or NAB Now Pay Later (NNPL) digital card.
- eVouchers will be sent by email to the email address you nominated at checkout. Allow up to 1 hour for your eVoucher to activate prior to redemption. An eVoucher can be redeemed in person at the cinema box office, or online (booking fees apply) by providing the admission barcode and PIN. One eVoucher can be exchanged for one movie ticket for an eligible session at participating cinemas.
Full Offer terms and conditions can be found here.
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ACT Permit number TP22/00009
Full terms and conditions will be available in the NAB app when applying for NAB Now Pay Later.
Target Market Determinations for these products are available at nab.com.au/TMD.